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I currently hold 3 degrees and two professional certificates. My degrees include an Associate degree in Computer Science from Florida State College at Jacksonville, a Bachelors degree in Business Administration from University of North Florida and a Masters in Finance from Patten University. I am a certified project manager and a certified scrum master. I am a financial representative licensed to sell life insurance, stocks, bonds, mutual funds, and variable annuities.
I have tutored children from the age of 4 to adults in both reading, math, and finance.
My favorite subject to teach is reading because it opens up a whole new world to the student. I also like to teach finance because we earn money and spend money, but we don't really know how to manage it and make it work for us.
I enjoy reading, spending time at the beach or near water and traveling My goal is to visit all 50 states. Currently I have visited 32.
My teaching philosophy is that I believe that everyone can achieve their goals when given a chance to learn in a positive and engaging environment. Each student has a unique way of learning and my goal is to help them find the best method to succeed.

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Ramona’s Qualifications

Education & Certification

Undergraduate Degree: University of North Florida - Bachelor in Business Administration, Business Administration and Management

Graduate Degree: Patten University - Masters in Business Administration, Finance


Reading, traveling and making creative gifts.

Tutoring Subjects

Adult Literacy


Certified ScrumMaster

Elementary School Reading



Microsoft Office

Middle School English

Middle School Reading

Middle School Reading Comprehension



Professional Certifications


Series 23

Series 6

Series 63

Study Skills

Study Skills and Organization

Technology and Coding

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