I am a retired business executive with over 40 years of experience in creating, growing, and managing my own business as well as helping others start and grow businesses. I have helped tutor dozens of employees and co-workers in practical skills in accounting, finance, business management, and written and oral communication. I have written, and helped many others write numerous business plans. Having an MBA in finance from Midwestern University has enabled me to use my education in combination with my work experience to construct and fund complex financing programs. Whether it is explaining a complex financing scheme or a business plan, being able to make complex concepts simple and understandable is essential, and I believe that is one of my strengths. Education is a passion of mine. I was trained as an educator and worked as a teacher for four years in the US Air Force. I have volunteered as a tutor in an elementary school and, for a number of years, I was active as a board member for a local college foundation. My tutoring interests are general business, finance, entrepreneurship, writing, and ESL. One of my greatest personal interests is exploring the world. My wife and I have traveled extensively, and I have been to all seven continents. We just returned from fulfilling a lifelong goal by living in Portugal for 2 years. We had always wanted to experience living in a different culture instead of just being a visitor. It was an incredibly enriching experience and one that I believe helps me be a better tutor. A successful tutor requires patience, understanding, and empathy, and I have just experienced the challenge of trying to learn Portuguese as a second language so I know, first hand, the patience, empathy, and humor required by both tutor and student.