If you need to take the SAFE Mortgage Loan Originator Test for your lending license, Varsity Tutors can set you up with effective NMLS test preparation. We'll connect you with an NMLS prep instructor who can work directly with you in a one on one environment for maximal efficiency, adaptability, and effectiveness. Talk to our Educational Directors or continue reading below to learn more about how individualized instruction in an NMLS course could be your best option to get prepared for this important exam.
When Varsity Tutors sets you up in NMLS test prep sessions, you get the undivided support and guidance of a professional who understands the requirements of the SAFE Mortgage Loan Originator Test and can help you focus on the areas where you need the most help. If it's regulatory topics that you want to make sure you have down, handling titles, figuring out the proper loan calculations for a particular client, or any other aspect of mortgage lending where you need a better understanding, your NMLS classes can focus there. When you don't know what you should be studying, your NMLS test prep instructor can figure out your areas of need and customize a study plan so that you're always going after any knowledge gaps you have to keep working towards improvement.
The SAFE Mortgage Loan Originator Test covers a lot of ground. Here are just some of the topics you can review during NMLS prep sessions:
NMLS Safe MLO Test Topics (Non-Comprehensive)
- Real Estate Settlement Procedures Act (RESPA)
- Equal Credit Opportunity Act (ECOA)
- Truth in Lending Act (TILA)
- TILA-RESPA Integrated Disclosure Rule
- Home Mortgage Disclosure Act (HMDA)
- Regulatory Authorities (CFPB, HUD)
- Qualified and Non-Qualified Mortgage Programs
- Mortgage Loan Products
- Junior Liens
- Loan Inquiry and Application Process Requirements
- Qualification: Processing and Underwriting
- Closing Titles and Title Insurances
- Financial calculations used in mortgage lending
- Ethical issues
- Ethical behaviors
- SAFE Act and CSBS/AARMR Model State Law
Your NMLS class isn't only focused on helping you develop the knowledge you need for this exam. You also get to work on your test-taking skills during NMLS prep sessions. Since the test features 125 questions in just over 3 hours, you'll need time management skills to help you perform accurately under time constraints. NMLS prep tutors can also help you develop strategies for eliminating obvious wrong answer choices to make tough questions easier to answer or give you techniques to stay calm and focused for the whole 3 hours and 10 minutes.
Your NMLS courses also cater to your pace and learning style. You'll have the opportunity to get explanations in different ways, like working through the qualification process on a whiteboard or talking through the intricacies of regulatory requirements. With personalized NMLS test prep, you won't have to move on from a topic until you feel comfortable with your understanding of it.
At Varsity Tutors, we want it to be easy for you to get the NMLS preparation you deserve. That's why we do the work to find your NMLS test prep instructor, and we'll make every effort to find someone who can meet at a time that works for your schedule. For added convenience, you'll be able to get NMLS tutoring from anywhere with an Internet connection. Our Live Learning platform allows students to meet their NMLS prep instructors for face to face sessions with a virtual whiteboard and other handy tools.
If you are ready to get started with effective and efficient NMLS test prep, contact Varsity Tutors today.

Sidney: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...University of Houston in 2011 with a BA in Theatre. I know what you are thinking -- obviously this girl was destined for Mortgage Loan Origination! To my delightful surprise, I was a natural at guiding my clients through their biggest life investment - a home purchase! After 9 years of MLO, I am ready to pass along my experience, wisdom, and tools to be a successful Loan Officer. I come from a long line...
Education & Certification
- University of Houston - Bachelor of Fine Arts, Theater Arts
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- College Economics
- Programming Languages
- Audition Prep
- +28 subjects

Luisella: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...Spanish-speaking mom of 2 kids, a young adult teen and a (soon to be!) middle schooler. I am an open-hearted and patient person and I welcome people from all walks of life. Diversity is a strength in both the biological world and in our communities. My studies began at the University of South Florida with a Bachelor's Degree in Special Education and were followed by 14 years in the classroom from elementary to middle school....
Education & Certification
- University of South Florida-Main Campus - Bachelor of Education, Special Education
- University of South Florida-Main Campus - Master of Science, Environmental Science
- State Certified Teacher
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Environmental Science
- Study Skills
- +18 subjects

Phillip: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
I received both my Bachelor's and Master's degrees from Mississippi State University and have ten years of experience teaching various topics to all age groups. I am passionate about helping others learn new subjects that they can use to improve their lives.
Education & Certification
- Mississippi State University - Bachelor in Business Administration, Business Administration and Management
- Mississippi State University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Cost Analysis
- Microsoft Excel
- +77 subjects

Joel: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...mortgage broker with over a decade of professional experience, I bring a unique blend of real-world problem-solving, financial literacy, and communication skills into every tutoring session. Beyond my professional background, I'm also a dedicated father who understands the value of patience, adaptability, and creating a learning environment where students feel seen and supported. Whether I'm breaking down complex math concepts, walking through real-world applications of finance, or helping students build confidence in their writing and...
Education & Certification
- DeVry Institute of Technology - Bachelor's, Sales and marketing
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Quinn: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
The glass is 1/4 FULL....ALWAYS...all you need to do is change your perspective. Once you do that, you change your reality! I have been a Loan Advisor for over 20 years. I specialized in first time home buyers so I know to be patient when someone is doing something new. I promise to give you all that I have to help you with your goal of getting your NMLS. IF i did it......SO CAN YOU!!!!!
Education & Certification
- Montclair State University - Bachelor in Business Administration, Business, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Kristin: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...NMLS Mortgage Loan Originator License exam on my first try with a 95% after months of dedicated studying and am happy to be able to help others prepare for the exam - in fact, every single one of my students that I've tutored has passed! I break the questions and concepts down and explain them in ways that students can connect to for long-term retention. If you have the motivation and desire to pass this...
Education & Certification
- North Carolina State University at Raleigh - Bachelor in Arts, Communication, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Writing
- High School Writing
- Professional Certifications
- +1 subjects

John: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
As a licensed real estate broker with over ten years' experience in both the residential and commercial fields, it is my goal to share with students my breadth and depth of knowledge and experience in the real estate industry through active listening and sharing real-world examples of why mastery of this subject matters.
Education & Certification
- University of Miami - Bachelor of Science, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License - Florida
- Real Estate License
- Microeconomics
- +9 subjects

Alexandra: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...I'm starting the Holmes Institute school of Spiritual Leadership this spring. My favorite subject to teach is my student's own full potential. That can come out in real estate, essay writing, English as a second language (it's how I learned English at the age of 12), in the form of creative writing or academic essay. I believe there are no mistakes, only new opportunities to improve, and no failures, only life's teachers along the way....
Education & Certification
- University of California-Los Angeles - Bachelor in Arts, Art History, Criticism, and Conservation
- Holmes Institute - Master of Divinity, Philosophy and Religious Studies, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Maryland Bar Exam
- Real Estate License
- Elementary School Reading
- +37 subjects

Robert: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...Tucson AZ (Industry: Higher Education) March 2008 to January 2009 Facilitated six (6) curricula: Accounting, Finance, Business, Management, Human Resources, and Economics Freshman to Senior (100 to 400 levels) course vitaeAccounting I and II, Financial Accounting, Managerial Accounting, Auditing I and II, Business Ethics, Business Employment Law, and Macroeconomics In 2008, I founded Armstrong Owen, a business consulting firm specializing in "Next Step Solutions," a broad business, human resources, finance and accounting method of best-business...
Education & Certification
- University of Phoenix-Southern Arizona Campus - Bachelor of Science, Accounting
- University of Phoenix-Southern Arizona Campus - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- CPA
- Series 7
- +53 subjects

Jennifer: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...https://calendly.com/mortgagetutor/jennifer I have been in the finance industry since 1997, most recent a Branch Manager and Mortgage Loan Officer. 22 Years 100% commission as a mortgage lender and have taken 25 state exams. If avaliable, 9am-5pm and evenings, 8pm or later (I enjoy working late nights after my children are in bed). I have extensive knowledge in Compliance and look forward to helping you achieve your goals. My career represents exceptional credit analyst skills and...
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

David: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
It is often said to instruct effectively within your areas of expertise, one must be dedicated, communicate with simplicity, and have the knowledge to help your students pass their test Additionally, I am currently employed as a Licensed Loan Officer and have 22 years of Mortgage Origination experience This is what I offer to give you the tools to pass the NMLS test
Education & Certification
- Milford Mill high school - Current Undergrad Student, General Studies
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Shane: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...graduate of Miami University in Oxford, Ohio. I received both my undergraduate and graduate degrees in Accountancy. After graduation, I worked as an auditor for a Big Four accounting firm, primarily working with public clients. During that time, I took and passed all CPA exams. Currently, I work as an accounting supervisor for a Fortune 25 company in Atlanta, GA. While I tutor a broad range of subjects, I am most passionate about accounting and...
Education & Certification
- Miami University-Oxford - Bachelor of Science, Accounting
- Miami University-Oxford - Masters in Business Administration, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Series 7 - General Securities Representative Exam (Stockbroker)
- ACT
- +61 subjects

Hunter: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...graduate of Texas A&M University and a Certified Public Accountant (CPA; Passed all 4 exams on 1st attempt). I received a Bachelor of Business Administration in Accounting, a Master of Financial Management, and a Minor in Economics in 2018. I have experience tutoring late elementary to high school age students in one-on-one session which included help with homework, study skills, and test preparation. I have also lectured students in a classroom setting as a Teaching...
Education & Certification
- The Texas A&M University System Office - Bachelor in Business Administration, Accounting
- The Texas A&M University System Office - Master of Science, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Series 7 - General Securities Representative Exam (Stockbroker)
- Exam IFM - Investment and Financial Markets
- +74 subjects

Juan: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...I'm Juan, and I am thrilled to help you navigate the challenging yet rewarding journey of becoming a Certified Public Accountant. With a deep passion for accounting and a commitment to helping others succeed, I bring both expertise and enthusiasm to my tutoring sessions. I hold a CPA designation myself and have extensive experience in the field, having worked in both public accounting and corporate finance. This practical experience, combined with my comprehensive understanding of...
Education & Certification
- Florida State University - Bachelor in Arts, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Business
- High School Accounting
- +7 subjects

Brent: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...25 years of real-world mortgage experience and a strong educational background to the table. As a graduate and current adjunct instructor at the University of Nebraska at Omaha, I've combined academic teaching with hands-on industry knowledge to help students succeed. Since 2004, I've been instructing NMLS-approved Pre-Licensing and Continuing Education courses through my companies, Mortgage Specialists and MORE Education. I teach the 20-hour SAFE course every fall at UNO and have helped over 500 students...
Education & Certification
- University of Nebraska at Omaha - Bachelor of Science, Small Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Robyn: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...accounting subjects, my greatest passion lies in helping students master Excel. I take pride in watching them transform from beginners into confident users who can independently tackle complex tasks. My approach is patient and tailored to each student's learning style, ensuring that they not only grasp the concepts but also appreciate the value of the skills they are acquiring. My dedication to assisting students, coupled with my extensive background in accounting and financial analysis, positions...
Education & Certification
- Washington College - Bachelor of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Microsoft Office
- Business
- +23 subjects

Coovi: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...succeed in any project we undertake. We need the right tools and guide. Sometimes, it is just a hand to show you how things are done. I love to make Accounting simple to understand. When you share your knowledge, you become better. We all learn from others. I'm a Certified Public Accounting working in a financial institution. I have two Bachelor's Degrees in accounting and finance from Franklin University. I also have a Master's Degree...
Education & Certification
- Franklin University - Bachelor of Science, Accounting and Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Business
- High School Accounting
- +15 subjects

Jennifer: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...best financial investment you can make is investing in yourself! My love of learning and sharing my wisdom shines through my positive energy-my students give me the greatest gratification when they are overcoming learning roadblocks-I tutor a broad range of subjects including Professional Certifications, Insurance License, NMLS, SIE, and Series 6. I am a graduate of Eastern Illinois University. I received my Master of Science Degree and Bachelor of Arts Degree in Family and Consumer...
Education & Certification
- Eastern Illinois University - Bachelor of Science, Family and Consumer Sciences
- Eastern Illinois University - Master of Science, Family and Consumer Sciences
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 6
- Series 7 - General Securities Representative Exam (Stockbroker)
- Series 66
- +10 subjects

Feleaca: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
I hope as is well with you. My name is Felicia Peacock. As an alumna of Ursuline College, my value of diversity is in voice, vision, and mission. My personality encompasses efficient, detailed-oriented, quality-oriented, and results-oriented advocacy. I have a keen sense of detail for non-profits, and for-profits in diversity and community awareness, business acumen, and educational programs. I specialize in contract negotiation, portfolio management, sales, project management, mortgage lending, and implementation strategies. Moreover,...
Education & Certification
- Ursuline College - Master of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Insurance License
- Advertising
- Microsoft Word
- +32 subjects

Katie: Memphis NMLS - Nationwide Mortgage Licensing System test prep instructor
...and hardworking person, I spend my days as a licensed Loan Partner at a local South Carolina Mortgage Company. Before being my career on the origination side of the mortgage industry, I worked in a combination of processing/underwriting/ and closing for commercial and consumer loans retained on the primary market. I also have experience as a real estate paralegal and a notary public. My formal education Clemson University, where I gained my B.A. in Modern...
Education & Certification
- Clemson University - Bachelor in Arts, Foreign Languages and Literatures, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Personal Finance
- Business Writing
- Linear Algebra
- +114 subjects