If you're interested in an NMLS course, Varsity Tutors has your back! We can help you connect with a fantastic NMLS prep class that can support you as you prepare to take the SAFE MLO Test. The SAFE MLO Test was crafted by the Nationwide Multistate Licensing System & Registry or NMLS. The exam allows Mortgage Loan Originators to obtain their license through NMLS. Preparing for this exam independently can be a daunting thought. Luckily, we can help you get in touch with an NMLS prep course that can address your individual needs.
You can spend your NMLS class exploring the details of the SAFE MLO Test, as described below:
Test Details
Test Component | # Items | Test Length | Appointment Length |
National Test |
125 total; 115 scored |
190 Minutes | 225 Minutes |
Throughout your NMLS courses, your instructor can assess your knowledge to determine your readiness for the exam. They can start by crafting a personalized learning plan that considers your learning style, interests, and skills. With a unique plan, NMLS prep classes can focus solely on the areas of the test in which you have the most room for improvement. Your instructor can work patiently as you study, allowing you to move at a pace that is conducive to your learning needs.
You can decide what you study during your NMLS course. The table below offers a glimpse to the structure of the SAFE MLO Test that you can review during NMLS classes:
Structure of the Safe MLO Test by NMLS
Content Area | Percentage of Test |
Federal Mortgage-related Laws | 23% |
General Mortgage Knowledge | 23% |
Mortgage Loan Origination Activities | 25% |
Ethics | 16% |
Uniform State Content | 13% |
Throughout each NMLS class, you can dictate what you study. Your instructor can follow along as you explore the origins and purpose of the Real Estate Settlement Procedures Act or reviewing qualified and non-qualified mortgage programs. They may find new ways to help you relate to the material as you learn, such as drawing a connection between it and your interests. Your instructor may take the time to assess your understanding as you work to identify the ideal time to pivot to a new topic.
Working alongside a private instructor can allow you to learn new ways to approach different types of problems. Your tutor may demonstrate these approaches, as well as provide practice problems that you can use to build your understanding of their instruction. They may break down material in as many ways as you need until you feel confident about the information. Your instructor may even introduce you to test-taking strategies that can help you feel comfortable and relaxed on the day of the exam.
One-on-one learning can offer a variety of unique advantages that simply cannot be offered through independent study sessions or traditional test prep courses. We can help you connect with a tutor who can work with your schedule through online study sessions conducted live over our virtual learning environment. In addition to schedule flexibility, your tutor can offer ongoing feedback and constructive criticism as you build your skills.
Varsity Tutors can help you in your pursuit of SAFE MLO test prep. Our Educational Directors can help you connect with solid NMLS prep courses that can give you the time and support you need to feel confident about the test. We can answer any questions you have about the benefits of our classes.
Education & Certification
- Barry University - Bachelor of Science, Legal Studies
- Florida Atlantic University - Masters in Business Administration, Business Administration and Management
- Kansas State University - Master of Science, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Finance
- Middle School Writing
- +14 subjects

Dev: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...state of Ohio. I graduated from Miami University in 2016 with a Bachelor of Science degree in Accounting. I am a passionate accounting and finance professional who has past experience tutoring individuals preparing for the CPA exam. Please feel free to reach out to me if you are preparing for the CPA exam and need help in your understanding of the concepts in Business Environment and Concepts, Auditing and Attestation, Financial Accounting and Reporting, and...
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Business Ethics
- Business Enterprise
- +18 subjects

PJ: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...the college level was the answer to to my quest. I taught most curriculum in Accounting, Finance, Business Communications, and Forensic accounting classes. Teaching for almost 20 years provided a good foundation for tutoring students struggling to "make it through" college or high school. I mentored many students, worked as a tutor as needed, and always was available for my students. I loved teaching, and admired my students for getting a degree and setting a...
Education & Certification
- University of New Orleans - Bachelor of Science, Accounting and Business Management
- Northeastern State University - Certificate, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7 - General Securities Representative Exam (Stockbroker)
- CPA
- College Economics
- +38 subjects

Brent: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...who teaches from experience, not just a textbook. Clear, Practical Instruction: I know how to break down complex topics into easy-to-understand, test-ready concepts. Customized Support: Whether you're brand new or need a refresher, I tailor my approach to your needs and learning style. Certifications: I am the only MLO Origintor in the country, with six certifications: AMP, CMC, CRMS, CDLP, CVLS, CMA and proud to say I am the 5,918 MLO Licensed in the US....
Education & Certification
- University of Nebraska at Omaha - Bachelor of Science, Small Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Kristin: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...Originator License exam on my first try with a 95% after months of dedicated studying and am happy to be able to help others prepare for the exam - in fact, every single one of my students that I've tutored has passed! I break the questions and concepts down and explain them in ways that students can connect to for long-term retention. If you have the motivation and desire to pass this exam, I'll help...
Education & Certification
- North Carolina State University at Raleigh - Bachelor in Arts, Communication, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications
- Writing
- English
- +1 subjects

Luisella: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...challenged me to win over non-majors to the sciences. I did this with hands-on and small group activities, often outdoors, and by relating the concepts we talked about to real life applications and interests of my students. Today, I work in real estate and wellness coaching and teach in small groups at local yoga and wellness centers. I think I'm a born teacher due to my curious nature and enthusiasm for the world. I would...
Education & Certification
- University of South Florida-Main Campus - Bachelor of Education, Special Education
- University of South Florida-Main Campus - Master of Science, Environmental Science
- State Certified Teacher
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Essay Editing
- High School Writing
- +18 subjects

Robyn: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...of Excel to streamline business processes. Following my undergraduate studies, I pursued further education in accounting and obtained my CPA license, which has been the cornerstone of my professional journey. My experience encompasses various aspects of accounting, including budgeting, payroll, analysis, and the preparation of financial statements. Throughout my career, I have developed a deep appreciation for the power of Excel in making repetitive tasks more efficient and in enhancing the accuracy of financial analyses....
Education & Certification
- Washington College - Bachelor of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Cost Accounting
- Cost Analysis
- +23 subjects

Juan: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...those needs. Whether you are struggling with complex financial accounting principles, need clarity on auditing standards, or want to master the intricacies of tax regulations, I am here to break down the material into manageable, understandable parts. Beyond the technical knowledge, I focus on building your test-taking strategies and boosting your confidence. My goal is not only to help you pass the CPA exam but also to equip you with the skills and mindset necessary for...
Education & Certification
- Florida State University - Bachelor in Arts, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- CPA AUD - CPA Attestation and Auditing
- Accounting
- +7 subjects

Lynnette: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
I am a professional with over 20 years of experience who enjoys teaching and seeing the light going off in a students eyes when they finally grasp a concept.
Education & Certification
- University of California-Davis - Bachelor in Arts, Chemistry
- DeVry Universitys Keller Graduate School of Management-California - Masters in Business Administration, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- High School Accounting
- Study Skills and Organization
- +24 subjects

Stephen: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
I find joy in helping students meet their educational needs and helping them succeed wherever their learning takes them. As Albert Einstein indicated, "Education is not the learning of facts but the training of the mind to think." To think about your thinking is the key to education and represents my goal as a tutor. You see, critical-thinking is the pathway to engaged learning.
Education & Certification
- Eastern Illinois University - Bachelor of Science, Accounting
- Capella University - Doctor of Philosophy, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- SEE - Special Enrollment Exam
- CPA
- Series 7 - General Securities Representative Exam (Stockbroker)
- +110 subjects

Megan: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...Master's of Education from Vanderbilt University in Special Education and a Master's of Arts in Educational Leadership from Lipscomb University. I have over 15 years of teaching and tutoring students ages 5 through 15 in all subjects areas. I am a licensed ESL and special educator in TN. I am most excited about helping students struggling with reading and math find the keys to help them unlock the subjects so that they love to learn....
Education & Certification
- Sewanee-The University of the South - Bachelor in Arts, English
- Vanderbilt University - Masters in Education, Special Education
- Lipscomb University - Master of Arts, Educational Administration
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- TESOL - Teaching English to Speakers of Other Languages
- PRAXIS
- Algebra 2
- +57 subjects

Sidney: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...girl was destined for Mortgage Loan Origination! To my delightful surprise, I was a natural at guiding my clients through their biggest life investment - a home purchase! After 9 years of MLO, I am ready to pass along my experience, wisdom, and tools to be a successful Loan Officer. I come from a long line of educators and have a passion for sharing my knowledge with willing and enthusiastic fellow learners!
Education & Certification
- University of Houston - Bachelor of Fine Arts, Theater Arts
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- High School Computer Science
- Piano
- C#
- +28 subjects

Phillip: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
I received both my Bachelor's and Master's degrees from Mississippi State University and have ten years of experience teaching various topics to all age groups. I am passionate about helping others learn new subjects that they can use to improve their lives.
Education & Certification
- Mississippi State University - Bachelor in Business Administration, Business Administration and Management
- Mississippi State University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Data Science
- Quantitative Reasoning
- +77 subjects

John: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
As a licensed real estate broker with over ten years' experience in both the residential and commercial fields, it is my goal to share with students my breadth and depth of knowledge and experience in the real estate industry through active listening and sharing real-world examples of why mastery of this subject matters.
Education & Certification
- University of Miami - Bachelor of Science, Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Real Estate License - Florida
- Economics
- +9 subjects

David: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
It is often said to instruct effectively within your areas of expertise, one must be dedicated, communicate with simplicity, and have the knowledge to help your students pass their test Additionally, I am currently employed as a Licensed Loan Officer and have 22 years of Mortgage Origination experience This is what I offer to give you the tools to pass the NMLS test
Education & Certification
- Milford Mill high school - Current Undergrad Student, General Studies
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Chunhua: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...hosted and participated in my speaking engagements both in public and corporate board. I enjoy challenges and have consistently grown within the industry by enhancing my shills and obtaining additional licenses as well as taking on additional responsibilities. I am a people person who enjoys knowing and working with new people. I have positive and patient personality. I want share my insights to enhance a student's potential. Rich industries' experience. Skills of taking exams. Positive...
Education & Certification
- Wuhan University - Bachelor of Science, Computer and Information Sciences, General
- Wuhan University - Doctor of Philosophy, Management Information Systems
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Series 65
- Series 66
- +7 subjects

Antwanette: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...various age groups both young and old teaching in various capacities. While I have taught a wide range of subjects, I am passionate about real estate. I currently tutor for Real Estate Licensing. I understand that different people learn different ways. Which is why I feel it is important to provide various tools and concepts in teaching. In my experience helping individuals to become confident in their knowledge and abilities have been most rewarding. I...
Education & Certification
- Lindenwood University - Bachelor of Science, Human Resources Management
- Lindenwood University - Master of Arts, Mass Communications
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Professional Certifications

David: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...member of leadership in a wonderful mortgage brokerage. I absolutely love being a mortgage broker, and I wish I had discovered this business 30 years ago! I am very passionate about helping people become homeowners and real estate investors and have become equally passionate about helping aspiring loan officers find the same fulfillment in the mortgage industry that I've found. It is my distinct pleasure to help create the next generation of PHENOMENAL Loan Originators...
Education & Certification
- University of Phoenix-Dallas Campus - Bachelor in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- AACN - American Association of Colleges of Nursing
- Professional Certifications
- Business
- +1 subjects

Robert: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...2017, I had the honor of being appointed by the Superintendent of the Arizona Department of Financial Institutions (AZDFI) to serve a two-year term on the Mortgage Broker Testing Committee. Robb is also a Certified Instructor (#I16-0088) for the Arizona Department of Real Estate (AZDRE) and enjoys being able to provide continuing education courses to real estate agents and lenders in the Tucson metropolitan area. In 2018, Robb received his real estate license! I am...
Education & Certification
- University of Phoenix-Southern Arizona Campus - Bachelor of Science, Accounting
- University of Phoenix-Southern Arizona Campus - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- CPA
- Series 7
- +53 subjects

Sergio: Coral Gables NMLS - Nationwide Mortgage Licensing System course instructor
...study. We all learn differently and it's my job to personalize and customize that to a student! I have taught classes for over 200 people and of course coached as little as one person. There is nothing more exciting than seeing a student pass their class and become licensed and watch them grow and learn. I have been a facilitator for the Walt Disney Company as well so I bring a twist of fun to...
Education & Certification
- Rio Hondo College - Associate in Arts, Criminal Justice
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CDL - Commercial Driver's License
- Learning Differences
- Executive Functioning
- +1 subjects