If you're interested in an NMLS course, Varsity Tutors has your back! We can help you connect with a fantastic NMLS prep class that can support you as you prepare to take the SAFE MLO Test. The SAFE MLO Test was crafted by the Nationwide Multistate Licensing System & Registry or NMLS. The exam allows Mortgage Loan Originators to obtain their license through NMLS. Preparing for this exam independently can be a daunting thought. Luckily, we can help you get in touch with an NMLS prep course that can address your individual needs.
You can spend your NMLS class exploring the details of the SAFE MLO Test, as described below:
Test Details
Test Component | # Items | Test Length | Appointment Length |
National Test |
125 total; 115 scored |
190 Minutes | 225 Minutes |
Throughout your NMLS courses, your instructor can assess your knowledge to determine your readiness for the exam. They can start by crafting a personalized learning plan that considers your learning style, interests, and skills. With a unique plan, NMLS prep classes can focus solely on the areas of the test in which you have the most room for improvement. Your instructor can work patiently as you study, allowing you to move at a pace that is conducive to your learning needs.
You can decide what you study during your NMLS course. The table below offers a glimpse to the structure of the SAFE MLO Test that you can review during NMLS classes:
Structure of the Safe MLO Test by NMLS
Content Area | Percentage of Test |
Federal Mortgage-related Laws | 23% |
General Mortgage Knowledge | 23% |
Mortgage Loan Origination Activities | 25% |
Ethics | 16% |
Uniform State Content | 13% |
Throughout each NMLS class, you can dictate what you study. Your instructor can follow along as you explore the origins and purpose of the Real Estate Settlement Procedures Act or reviewing qualified and non-qualified mortgage programs. They may find new ways to help you relate to the material as you learn, such as drawing a connection between it and your interests. Your instructor may take the time to assess your understanding as you work to identify the ideal time to pivot to a new topic.
Working alongside a private instructor can allow you to learn new ways to approach different types of problems. Your tutor may demonstrate these approaches, as well as provide practice problems that you can use to build your understanding of their instruction. They may break down material in as many ways as you need until you feel confident about the information. Your instructor may even introduce you to test-taking strategies that can help you feel comfortable and relaxed on the day of the exam.
One-on-one learning can offer a variety of unique advantages that simply cannot be offered through independent study sessions or traditional test prep courses. We can help you connect with a tutor who can work with your schedule through online study sessions conducted live over our virtual learning environment. In addition to schedule flexibility, your tutor can offer ongoing feedback and constructive criticism as you build your skills.
Varsity Tutors can help you in your pursuit of SAFE MLO test prep. Our Educational Directors can help you connect with solid NMLS prep courses that can give you the time and support you need to feel confident about the test. We can answer any questions you have about the benefits of our classes.

Juan: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...complex financial accounting principles, need clarity on auditing standards, or want to master the intricacies of tax regulations, I am here to break down the material into manageable, understandable parts. Beyond the technical knowledge, I focus on building your test-taking strategies and boosting your confidence. My goal is not only to help you pass the...
Education & Certification
- Florida State University - Bachelor in Arts, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- CPA AUD - CPA Attestation and Auditing
- CPA REG - CPA Regulation
- +7 subjects

Jennifer V E : Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...speaking and teaching because it allows me to share my knowledge and experience with people. I also started teaching because it is important for students to have a great Presenter/Teacher that understands the Students, is patient and can draw upon real world experiences to relate to the "book principles." I also want to ensure there...
Education & Certification
- The University of Virginia - Bachelor in Arts, History
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Real Estate License - Virginia
- Professional Certifications

Robert: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...Education) June 2018 to Present Certified to facilitate four (1) curricula: Fair Housing, Disclosures, Commissioner's Standards, and General Real Estate Develop real estate and lending curricula and facilitate: (1) Fair Housing course vitae: Circling The World, (2) Disclosures course vitae: Facts and Secrets, and (3) Lending: Mortgage Loan Originator (MLO) 8-Hour Renewal Course (AZ State...
Education & Certification
- University of Phoenix-Southern Arizona Campus - Bachelor of Science, Accounting
- University of Phoenix-Southern Arizona Campus - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7
- CPA
- Real Estate License
- +53 subjects

PJ: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...I wanted to make a difference in the world of business; and teaching on the college level was the answer to to my quest. I taught most curriculum in Accounting, Finance, Business Communications, and Forensic accounting classes. Teaching for almost 20 years provided a good foundation for tutoring students struggling to "make it through" college...
Education & Certification
- University of New Orleans - Bachelor of Science, Accounting and Business Management
- Northeastern State University - Certificate, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7 - General Securities Representative Exam (Stockbroker)
- CPA
- Financial Accounting
- +38 subjects

Edward John: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...15 years teaching Arizona real estate Pre-licensing and Broker classes. I have taught all the required 90 hours of schooling in order to obtain a real estate license. Additionally, I have been a Adjunct Professor with the Mesa Community College teaching real estae and appraisal classes. Additional teaching experience includes substitute teaching for Mesa and...
Education & Certification
- University of Portland - Bachelor in Business Administration, Marketing
- University of Puget Sound - Diploma, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Marketing
- High School Business
- +7 subjects

Robyn: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...others. Over the years, I have had the privilege of assisting college seniors with their Senior Capstone Projects, guiding them through Industry Business Analysis, SWOT Analysis, and Financial Analysis. This experience has allowed me to work with both traditional and non-traditional college students, each bringing unique perspectives and challenges. My commitment to education and helping...
Education & Certification
- Washington College - Bachelor of Science, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- CPA BEC - CPA Business Environment and Concepts
- High School Business
- +23 subjects

Phillip: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
I received both my Bachelor's and Master's degrees from Mississippi State University and have ten years of experience teaching various topics to all age groups. I am passionate about helping others learn new subjects that they can use to improve their lives.
Education & Certification
- Mississippi State University - Bachelor in Business Administration, Business Administration and Management
- Mississippi State University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- CSS
- Biology
- +77 subjects

Coovi: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...and guide. Sometimes, it is just a hand to show you how things are done. I love to make Accounting simple to understand. When you share your knowledge, you become better. We all learn from others. I'm a Certified Public Accounting working in a financial institution. I have two Bachelor's Degrees in accounting and finance...
Education & Certification
- Franklin University - Bachelor of Science, Accounting and Finance
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- Intermediate Accounting
- CPA BEC - CPA Business Environment and Concepts
- +15 subjects

Stephen: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...joy in helping students meet their educational needs and helping them succeed wherever their learning takes them. As Albert Einstein indicated, "Education is not the learning of facts but the training of the mind to think." To think about your thinking is the key to education and represents my goal as a tutor. You see,...
Education & Certification
- Eastern Illinois University - Bachelor of Science, Accounting
- Capella University - Doctor of Philosophy, Accounting and Business Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Series 7 - General Securities Representative Exam (Stockbroker)
- SEE - Special Enrollment Exam
- CPA
- +110 subjects

David: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...brokerage. I absolutely love being a mortgage broker, and I wish I had discovered this business 30 years ago! I am very passionate about helping people become homeowners and real estate investors and have become equally passionate about helping aspiring loan officers find the same fulfillment in the mortgage industry that I've found. It is...
Education & Certification
- University of Phoenix-Dallas Campus - Bachelor in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- AACN - American Association of Colleges of Nursing
- College Business
- Business
- +1 subjects

Jay: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...capacity. I led various quality assurance projects to review data quality. It is exciting to learn and grow. I deliver on bringing key CPA-related concepts in an easily understandable format for the learner once I understand the student's goals and learning style. Tailoring CPA material to each student is key for a quick and thorough...
Education & Certification
- DePaul University - Bachelor of Science, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CIA - Certified Internal Auditor
- CPA
- AACN - American Association of Colleges of Nursing
- +9 subjects

Donald: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...fun (with remarkable advancements) prepping for the Texas State and US National Real Estate exams by going over how to successfully navigate Real Estate Language, real-life example scenarios and the nuanced portions of the exams. I am a firm proponent of educating agents to serve their clients at the highest level, believing it to be...
Education & Certification
- University of South Alabama - Bachelor in Arts, Anthropology
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Real Estate License - Texas
- HSPT Reading
- +62 subjects

Kristin: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...NMLS Mortgage Loan Originator License exam on my first try with a 95% after months of dedicated studying and am happy to be able to help others prepare for the exam - in fact, every single one of my students that I've tutored has passed! I break the questions and concepts down and explain them...
Education & Certification
- North Carolina State University at Raleigh - Bachelor in Arts, Communication, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- High School Writing
- English
- Writing
- +1 subjects

Kay: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...I tutor a broad range of subjects, I am most passionate about Personal Finance. In my experience tutoring students, we always seem to have the most fun, but the classes are life-changing at the same time. I am a firm proponent of education; believing it to be absolutely necessary for an improved quality of life,...
Education & Certification
- Francis Marion University - Bachelor in Business Administration, Finance
- American InterContinental University-Atlanta - Masters in Business Administration, Human Resources Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- TESOL - Teaching English to Speakers of Other Languages
- Elementary School Math
- SSAT
- +30 subjects
Education & Certification
- Milwaukee School of Engineering - Bachelor of Engineering, Electrical Engineering
- Roosevelt University - Masters in Business Administration, Business Administration and Management
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- CFA
- Series 63
- +84 subjects

Katie: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...and hardworking person, I spend my days as a licensed Loan Partner at a local South Carolina Mortgage Company. Before being my career on the origination side of the mortgage industry, I worked in a combination of processing/underwriting/ and closing for commercial and consumer loans retained on the primary market. I also have experience as...
Education & Certification
- Clemson University - Bachelor in Arts, Foreign Languages and Literatures, General
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- High School Writing
- Administrative Law
- Technical Certifications
- +114 subjects

Christopher: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...working on oil and natural gas clients. I also have experience working with an Internal Audit department of publicly traded defense company, Moog Inc. and experience as a coach for young people at College Forward, and Year Up, respectively. I am excited to work with students and help them achieve their academic goals!
Education & Certification
- University of Pittsburgh-Pittsburgh Campus - Bachelor of Science, Accounting
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- CPA
- College Accounting
- Intermediate Accounting
- +10 subjects

Antwanette: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...different ways. Which is why I feel it is important to provide various tools and concepts in teaching. In my experience helping individuals to become confident in their knowledge and abilities have been most rewarding. I am a firm proponent for education, believing it to be necessary for an improved quality of life not only...
Education & Certification
- Lindenwood University - Bachelor of Science, Human Resources Management
- Lindenwood University - Master of Arts, Mass Communications
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Real Estate License
- Professional Certifications

Joel: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...finance, or helping students build confidence in their writing and critical thinking, my goal is always to meet them where they areand help them move forward. I specialize in tailoring my teaching style to match each student's learning preferences, using humor, structure, and encouragement to help concepts click. My approach is warm, real, and focused...
Education & Certification
- DeVry Institute of Technology - Bachelor's, Sales and marketing
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Professional Certifications

Jennifer: Bellingham NMLS - Nationwide Mortgage Licensing System course instructor
...Degree and Bachelor of Arts Degree in Family and Consumer Science with a Minor in Business Administration. I have over 20 Years of sales, leadership, mentoring and coaching in the Financial Services field-which includes -Mortgage Branch Management, VP of Membership, Top Mortgage Production Sales Performer, Financial Advisor, Life & Health Agent and Medicare Health Agent....
Education & Certification
- Eastern Illinois University - Bachelor of Science, Family and Consumer Sciences
- Eastern Illinois University - Master of Science, Family and Consumer Sciences
Subject Expertise
- NMLS - Nationwide Mortgage Licensing System
- Insurance License
- Real Estate License
- Series 7 - General Securities Representative Exam (Stockbroker)
- +10 subjects