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I have over 20 years experience in the lending industry to assist you. I am a licensed MLO and passed the test on the first try. I will offer you guidance in all topics, provide extra study materials, quiz and test you, and do all that I can to work with you to pass the best.

My experience and offerings through Varsity also include Tutoring on Microsoft Office, Culinary/Pastry, Study/Organization Skills, Productivity and the NMLS state Exam.

Focu on study skills, organization and test behaviors to get you in warrior test taking mode! If you have test stress we will work on it together. I am ready to help! Thank you

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Sandra’s Qualifications

Education & Certification

Undergraduate Degree: Le Cordon Bleu College of Culinary Arts-Pasadena - Associate in Arts, Baking and Pastry Arts


movies, reading, cooking, travel, animals, learning, history, art, collecting antiques, love of old books, have watched the movie Valley Girl easily 1000 times over my lifetime and proud to say it! I restore vintage leather handbags/shoes as well! Love to use my creative juices.

Tutoring Subjects

British Literature




NMLS - Nationwide Mortgage Licensing System


Professional Certifications

Study Skills

Study Skills and Organization

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