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I have recently retired after 45 years in Risk Management, Loss Control, Business, Leadership, Ethics, Internal Auditing, student and Adult Career Development, Insurance, Premium Auditing, Financial Consulting, Accounting, Financial Analysis and Education as a Business and Career Development Adjunct Professor for Olympic College in Poulsbo, Washington. My goals and objective for teaching were to give back to others what I have learned, achieved and experienced in my career and life.

I am presently teaching fast track high school students Introduction to Business / Career Development / Current Business Issues and other topics. I am teaching two quarters per year (three 1.5 hours per week for 10 weeks). I have two Business PhDs, (Risk Management and Insurance and Business Organizational leadership), M.S. Degree in Risk Management, Master Insurance Business Analysis, Master in Wealth Management, Master Management Consultant, Master Audit Professional, B.S. in Accounting, Associate in Risk Management, Associate in Premium Auditing. I also have 25 professional designations and certifications within the Business Industry including a CPCU, CWM, AMA, and others.

When I was in the seventh grade, I was unable to read, write or do mathematics. I was very fortunate that several middle school counselors recognized my learning disorders and provided me with tutoring and other assistance, so by the time I entered High School, I was up to grade level. This was 53 years ago. I was also very fortunate that I had an opportunity to work for a small CPA firm when I in the tenth grade, and entering High School, which changed my life and future forever. After graduating High School, I received a full scholarship to Woodbury University where I major in Accounting. I graduated from college in 2 years and 7 months, while working full time. After graduating from college, I worked as an auditor for a large Insurance Carrier. Over the next 45 years, I continued my education, gained valuable business knowledge and experience, and progressed to several Corporate Senior Level Management positions. After retiring 4 years ago, I started a small consulting practice to provide Professional Employer Organizations (Labor Leasing Companies) and Temporary Staffing Organizations with Insurance, Enterprise Risk Management, Business Operations, Profitability Analysis, Change Management, Leadership Development, and Financial Analysis to assist them in profitable growth and other business acquisitions. With the assistance of my wife and two sons, I continue to be active in this business today.

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Phillip’s Qualifications

Education & Certification

Undergraduate Degree: Woodbury University - Bachelor of Accountancy, Accounting

Graduate Degree: University of South Florida-St Petersburg Campus - Doctor of Philosophy, Business Administration and Management


I have been married for 47 years, and have 3 grown children, and two beautiful granddaughters (one 8 years old and another 4 years old). My wife and I relocated last December (18) from Florida where we had retired to Bainbridge Island, to be closer to our daughter, and her husband, and our 2 young granddaughters. We live only 2 minutes from my daughter, son-in-law, and two grandchildren. My wife and I are very involved in our granddaughters’ life’s.

Tutoring Subjects

Academic Coaching



Business Analytics

Business Ethics

Business Writing

College Business

College Economics

Cost Accounting

CRM - Certified Risk Manager



Financial Accounting

High School Accounting

High School Business

High School Economics

IB Business & Management

IB Economics

Managerial Accounting


Personal Finance

Professional Certifications

Study Skills

Study Skills and Organization

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