Award-Winning Exam STAM - Short-Term Actuarial Mathematics Tutors

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Award-Winning Exam STAM - Short-Term Actuarial Mathematics Tutors

Asso Sako

Certified Tutor

4+ years

Asso Sako

MS
Asso's other Tutor Subjects
Exam SRM - Statistics for Risk Modeling
Exam STAM - Short-Term Actuarial Mathematics
Exam LTAM - Long-Term Actuarial Mathematics

Short-term actuarial math demands fluency with loss distributions, credibility theory, and ratemaking — topics that punish surface-level memorization on exam day. Asso teaches candidates to internalize the logic behind aggregate loss models and reinsurance structures so they can adapt when the SOA t...

Education

Lebanese university

MS

Mimi

Certified Tutor

6+ years

Mimi

Masters in Education, Education
Mimi's other Tutor Subjects
Middle School Math
Calculus
Algebra
Elementary School Math

I am an interdisciplinary educator with an Ed.M. from the Harvard Graduate School of Education and a B.A. from Dartmouth College. My background is primarily in integrated arts learning and museum education and I specialize in visual arts, history and art history, and object-based learning. In all su...

Education

Harvard University

Masters in Education, Education

Dartmouth College

B.A.

Test Scores
SAT
1560

Certified Tutor

10+ years

Aaron

Current Grad Student, Mechanical Engineering
Aaron's other Tutor Subjects
Pre-Algebra
Calculus 2
Calculus
Algebra

I'm not tutoring or buried in my textbooks, you will either find me rock climbing at the Triangle Rock Club, playing Ultimate Frisbee, working on my car, or enjoying the great outdoors (beaches, mountains, forests--you name it, I love it). On rainy weekends I enjoy tinkering with computers and old e...

Education

The University of Texas at Dallas

Bachelors, Mechanical Engineering

Duke University

Current Grad Student, Mechanical Engineering

Test Scores
SAT
1530

Certified Tutor

10+ years

Nina

Masters in biostatistics
Nina's other Tutor Subjects
Statistics Graduate Level
Statistics
Calculus
Algebra

I am a recent graduate from a masters program in biostatistics at Columbia University. I received my Bachelor of Arts in biological sciences, with a focus in neurobiology at Northwestern University. In August, I will be starting a doctoral program in biostatistics at NYU. I was a teaching assistant ...

Education

Columbia University

Masters in biostatistics

Northwestern University

Bachelor of Arts in biological sciences (focus in neurobiology)

Columbia University in the City of New York

Current Grad Student, Biostatistics

Test Scores
SAT
1550

Certified Tutor

Reid

PHD, Education
Reid's other Tutor Subjects
Pre-Algebra
Middle School Math
Calculus
Algebra

I am a graduate of Wesleyan University, where I received my Bachelor of Arts in Sociology with High Honors. With eight years of experience working in education, I've tutored students in math, science, history, and English, as well as helped students prepare for standardized tests. I've guided adults...

Education

Harvard University

PHD, Education

Wesleyan University

Bachelor in Arts, Sociology

Test Scores
ACT
32

Certified Tutor

8+ years

Solange

Bachelor in Arts (Sociology & Women's Studies)
Solange's other Tutor Subjects
Calculus
Algebra
ACT Writing
Public Speaking

I'm Solange - a recent graduate from Harvard where I studied Sociology & Women's Studies. I've been tutoring for eight years now, and have worked with a wide range of ages and in a wide range of subjects. Some of my specialties are college prep/test taking II worked in the admissions office on campu...

Education

Harvard University

Bachelor in Arts (Sociology & Women's Studies)

Test Scores
ACT
34

Certified Tutor

Michelle

Current Grad Student, M.D.
Michelle's other Tutor Subjects
Pre-Algebra
Pre-Calculus
Geometry
Calculus

I am proud to be a part of Varsity Tutors! I am originally from San Antonio, TX; I completed my undergraduate education at Rice University in Houston where I received a bachelor's degree in Biochemistry and Cell Biology. Currently, I am in my second year of medical school at Baylor College of Medici...

Education

Baylor College of Medicine

Current Grad Student, M.D.

Rice University

Bachelor's in Biochemistry and Cell Biology

Test Scores
SAT
1570

Certified Tutor

Liz

Masters, Special Education: Mild to Moderate Disabilities 5-12
Liz's other Tutor Subjects
Pre-Algebra
Middle School Math
Calculus
Algebra

I am a graduate of Washington University in St Louis, where I received my Bachelor of Arts in History with minors in Humanities and Anthropology. Since graduation, I have worked as a tutor, teacher, and director of tutors at a charter public middle school in Boston. During this time I also received ...

Education

Simmons College

Masters, Special Education: Mild to Moderate Disabilities 5-12

Washington University in St. Louis

Bachelor of Arts in History (minors in Humanities and Anthropology)

Test Scores
ACT
34

Certified Tutor

Christopher

Bachelor of Science, Mechanical Engineering
Christopher's other Tutor Subjects
AP Calculus AB
College Algebra
Algebra 3/4
Trigonometry

I am a rising sophomore at Harvard College and am about to declare as a Mechanical Engineering concentrator, working towards a Bachelor of Science degree. I've always enjoyed sharing my knowledge with my peers and those around me and have done so in both formal and informal settings. I've been a tut...

Education

Harvard College

Bachelor of Science, Mechanical Engineering

Test Scores
ACT
35

Certified Tutor

Charles

Bachelor of Science, Mechanical Engineering
Charles's other Tutor Subjects
AP Calculus AB
Pre-Algebra
Algebra 3/4
Trigonometry

I am a junior Mechanical Engineering major at Yale, and I hope to become a Naval Aviator after college. I am also a varsity sailor, and enjoy playing music with friends when I can get some free time. I have been tutoring my fellow students throughout my entire academic career, and I would best descr...

Education

Yale University

Bachelor of Science, Mechanical Engineering

Test Scores
SAT
1440
ACT
34

Certified Tutor

9+ years

Justin

Doctor of Philosophy, Computational Mathematics
Justin's other Tutor Subjects
AP Calculus BC
AP Calculus AB
Pre-Algebra
Multivariable Calculus

I am an aspiring applied mathematician, with particular interest in image processing and climate science. I graduated in May 2017 from Washington University in St. Louis with a bachelor's in physics and mathematics, and am beginning a PhD program in September 2017 at the University of Chicago in Com...

Education

Washington University in St. Louis

Bachelor's in Physics and Mathematics

University of Chicago

Doctor of Philosophy, Computational Mathematics

Test Scores
SAT
1560
ACT
33

Certified Tutor

9+ years

Isabella

Current Grad Student, Operations Research
Isabella's other Tutor Subjects
Pre-Algebra
Middle School Math
Geometry
Calculus

I am a graduate of MIT. I received my Bachelor of Science in Mathematics with minors in Management Science and Ancient and Medieval Studies. Since graduation, I have started my PhD at Georgia Tech in Operations Research. Throughout my career I have TA'd several math and computer science courses at t...

Education

Massachusetts Institute of Technology

Bachelor of Science in Mathematics (minors in Management Science and Ancient and Medieval Studies)

Georgia Institute of Technology-Main Campus

Current Grad Student, Operations Research

Test Scores
SAT
1510

Certified Tutor

10+ years

Daniel

Bachelors
Daniel's other Tutor Subjects
Pre-Algebra
Middle School Math
Calculus
Algebra

I am excited to be home and help fellow straphangers on their educational paths! My largest wealth of tutoring experience is in foreign languages--particularly French--but I also feel very comfortable editing essays of any kind and working through standardized test concepts. My availability is extre...

Education

Brown University

Bachelors

Test Scores
SAT
1500

Certified Tutor

Justin

Current Grad Student, Philosophy
Justin's other Tutor Subjects
Calculus
Algebra
Quantitative Reasoning
SSAT- Upper Level

I am a graduate of the University of Chicago where I received my Bachelor of Arts in Philosophy. Currently, I am in the master's program at the University of New Mexico where I am continuing my education in philosophy. Ultimately, I hope to go on to earn a PhD in Philosophy so that I can continue en...

Education

University of Chicago

Bachelor of Arts in Philosophy

University of New Mexico-Main Campus

Current Grad Student, Philosophy

Test Scores
ACT
34

Certified Tutor

6+ years

Ingrid

Bachelor of Science, Biomedical Engineering
Ingrid's other Tutor Subjects
Pre-Algebra
Finite Mathematics
Trigonometry
Statistics

I am exploring my creativity by pursuing a double major in Asian Languages and Cultures with a focus in Korean, studying abroad in South Korea as a Benjamin A. Gilman Scholar, leading workshops that teach 3D printing and CAD for undergraduate students as the president of 3D4E, advocating for the fir...

Education

Northwestern University

Bachelor of Science, Biomedical Engineering

Test Scores
SAT
1540
ACT
33

Meet Varsity Tutors Experts

Connect with highly-rated educators ready to help you succeed.

Justin

AP Calculus BC Tutor • +48 Subjects

I am an aspiring applied mathematician, with particular interest in image processing and climate science. I graduated in May 2017 from Washington University in St. Louis with a bachelor's in physics and mathematics, and am beginning a PhD program in September 2017 at the University of Chicago in Computational and Applied Mathematics. I've tutored introductory physics students for three years and enjoyed it thoroughly, as a chance to help other students while revisiting fundamental concepts to enhance my own knowledge. I'm eager to continue reaching out and helping students of math and physics to succeed and, furthermore, to appreciate the beauty and power of these subjects.

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Isabella

Pre-Algebra Tutor • +27 Subjects

I am a graduate of MIT. I received my Bachelor of Science in Mathematics with minors in Management Science and Ancient and Medieval Studies. Since graduation, I have started my PhD at Georgia Tech in Operations Research. Throughout my career I have TA'd several math and computer science courses at the college level. I have also taught at summer programs for gifted middle school and high school students. I am passionate about tutoring kids in math and science because I think that a strong foundation in STEM at an early age can set the tone for their future. In my spare time I like to engage in athletics, and was a Division 1 rower in college. Hobbies: reading, swimming, writing, books, music, running, art

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Daniel

Pre-Algebra Tutor • +26 Subjects

I am excited to be home and help fellow straphangers on their educational paths! My largest wealth of tutoring experience is in foreign languages--particularly French--but I also feel very comfortable editing essays of any kind and working through standardized test concepts. My availability is extremely flexible, and anywhere in New York City works for me. I look forward to working with you.

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Justin

Calculus Tutor • +38 Subjects

I am a graduate of the University of Chicago where I received my Bachelor of Arts in Philosophy. Currently, I am in the master's program at the University of New Mexico where I am continuing my education in philosophy. Ultimately, I hope to go on to earn a PhD in Philosophy so that I can continue engaging in my passions for learning and teaching. While in school, I have spent countless hours coaching high school speech and debate both in person and working online with students across the country. My focus in coaching has been to emphasize philosophy and critical thought to prepare students to think through novel arguments on their own. I am passionate about teaching and tutoring because I love seeing students learn to be intellectually independent and think through problems on their own terms by developing their critical thinking skills. I have devoted my life to education because I am passionate about it, and I try to share some of my passion for learning with the students I work with. I tutor all sorts of Standardized Tests, and I particularly enjoy working on logic-based problems like analogies and math sections. When I am not tutoring or reading for school, I enjoy strategy games (both board games and video games), listening to music, hiking, playing basketball, and just relaxing with friends.

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Ingrid

Pre-Algebra Tutor • +51 Subjects

I am exploring my creativity by pursuing a double major in Asian Languages and Cultures with a focus in Korean, studying abroad in South Korea as a Benjamin A. Gilman Scholar, leading workshops that teach 3D printing and CAD for undergraduate students as the president of 3D4E, advocating for the first-generation and low-income student community as the Outreach Chair of the Quest+ Scholars Network, and getting involved with the Society of Women Engineers' outreach committee. I currently hold a work-study position as an administrative clerical aide in the Institute of Sustainability and Energy at Northwestern and was an undergraduate researcher in the John Rogers Lab. As I look forward with aspirations of applying to graduate school, areas of research in biomedical engineering and biotechnology that I am particularly interested in include biomaterials, pharmaceuticals, and drug delivery systems. Outside of the classroom, I enjoy learning on my own and sharing my experience and knowledge with my peers and other students. I hope to make use of my experiences with academics and learning in high school and so far in my undergraduate career in order to effectively tutor students who may be experiencing the same struggles in learning that I also experienced.

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Henry

Calculus Tutor • +41 Subjects

I'm eager to help you in your education. I'm a recent graduate of Harvard College looking to apply to law school. My senior thesis was written on John Dewey's ideas of education, which I deeply believe has incredible power to transform individuals and society.

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Asta

Pre-Algebra Tutor • +73 Subjects

I am a graduate of the University of Chicago where I received my undergraduate degree in political science. Right after graduation, I worked as an academic and test prep tutor as well as admissions consultant in Hong Kong. For the past two years, I worked with a number of students to help prepare them for college in the United States.

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Elena

Calculus Tutor • +31 Subjects

I am a graduate of McGill University (BA First Class Honors) and the University of Edinburgh (MSc First Class Honors with Distinction) with over eight years of tutoring experience. I am currently a curriculum developer for a company which creates relatable and culturally-literate courses for middle and high-schools, and am particularly adept at communicating and explaining concepts in a quirky, engaging, and intelligent manner. I was named Scotland International Young Thinker of the Year 2014 for exactly that sort of work. Much of my tutoring background is in test-prep and essay coaching, which I enjoy because it allows the tutor and student to think strategically together, and work as a team to achieve concrete results. I have worked with students ranging in age from 6-32, and believe that, in an educational context, a few jokes never hurt anybody. I love reading and learning, and my educational approach is centered around making the material just as engaging to students as it is to me. I think J.K. Rowlings, the writer of Harry Potter, is just as brilliant as Stephen Hawking, and in my free time, I manage my (terrible) fantasy baseball team, write songs for my comedy band, and crack jokes about terrible science-fiction movies with my friends.

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James

AP Calculus AB Tutor • +40 Subjects

I am currently a senior at Harvard College where I study chemistry, and I'll be attending Columbia Medical School next year. I have years of experience tutoring college students in math (mostly calculus) and chemistry including both general and organic chemistry. In addition, I am very familiar with all sections of the SAT and ACT having prepared several high school students for these tests. I believe that every student is capable of boosting his or her baseline score on these tests, so long as he or she works hard to get to know the format of the tests and the most popular types of questions. I tutor because I love seeing students develop a genuine passion for the subjects they once disliked (such as math and science), once they understand the power of these subjects and their applications to the real world.

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Andrew

Pre-Algebra Tutor • +26 Subjects

I am comfortable tutoring math subjects up to multivariable calculus and differential equations, as well as college physics. Hobbies: books, music, art, reading, writing

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Frequently Asked Questions

Students most commonly struggle with frequency and severity modeling, particularly when transitioning from theoretical distributions to practical applications with real data. Aggregate loss models and the collective risk model also present challenges because they require synthesizing multiple concepts—understanding both the individual components and how they interact. Additionally, many students find credibility theory conceptually difficult since it bridges classical statistics with actuarial judgment, requiring a shift from purely mathematical thinking to applied problem-solving.

A tutor can teach you to break down complex Exam STAM problems into manageable steps—identifying what distribution or model applies, recognizing when to use approximations versus exact calculations, and determining which formulas are most efficient. They can also help you recognize problem patterns across different topics, so when you see a question about claim amounts or loss distributions, you immediately know which toolkit to reach for. Working through problems together allows you to practice articulating your reasoning, which catches gaps in understanding before the exam.

Exam STAM requires clear documentation of your approach because partial credit depends on demonstrating correct methodology, even if a final answer is incorrect. A tutor can help you develop the habit of explicitly stating which model or formula you're using, showing substitutions clearly, and explaining your logic for parameter estimation or approximation choices. This practice also helps you catch your own errors during problem-solving rather than discovering them only after submitting an exam.

Rather than treating frequency, severity, and aggregate loss as separate formula sets, a tutor helps you see how they're connected—how severity distribution choice affects the aggregate loss model, or why certain frequency distributions pair naturally with specific claim patterns. By working through derivations and exploring how parameters influence model behavior, you build intuition for why formulas work, making it easier to apply them correctly in unfamiliar scenarios. This deeper understanding is essential for Exam STAM because questions often test whether you can adapt your knowledge rather than simply plug numbers into memorized equations.

Different Exam STAM study materials (SOA's official resources, Mahler's guides, Chapelle's notes) sometimes emphasize different derivations or notational conventions, which can be confusing when switching between sources. A tutor familiar with multiple approaches can help you understand the core concepts that remain constant across all materials, translate between different notations, and identify which resource works best for your learning style. This prevents you from getting stuck on surface-level differences and helps you build a unified understanding of the material.

A tutor can teach you to recognize which problems require exact calculations versus reasonable approximations, helping you manage the tight time constraints without sacrificing accuracy. They can also help you develop strategies for eliminating implausible answer choices based on parameter ranges and model properties, and practice identifying when a shortcut calculation is safe versus when you need the full approach. Mock exams and timed problem sets under a tutor's guidance reveal where you're spending too much time and help you calibrate your effort appropriately.

Exam STAM problems often combine multiple topics in ways that can feel overwhelming if you haven't practiced recognizing these patterns. A tutor helps you systematically work through diverse problem types, pointing out the underlying structure so that seemingly novel questions feel like variations on familiar themes. As you successfully solve problems you initially thought were impossible, you develop confidence in your ability to deconstruct complex questions and apply your knowledge flexibly—which directly translates to better performance on exam day.

An effective Exam STAM tutor should have passed the exam themselves and ideally hold an actuarial credential (ASA or FSA), which demonstrates deep mastery of the material and how it connects to broader actuarial practice. They should be able to explain not just how to solve problems, but why certain approaches work and how different topics relate to each other. Experience teaching Exam STAM specifically—rather than general statistics or calculus—is valuable because they understand the exam's unique emphasis on applied modeling and can anticipate where students typically get stuck.

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