Most candidates spend 200-300 hours preparing for STAM, typically over 3-6 months depending on your math background and study intensity. The exam covers calculus, probability, and insurance mathematics, so your preparation timeline depends on how comfortable you are with these foundational concepts. Personalized 1-on-1 instruction can help you identify knowledge gaps early and create a focused study plan that fits your schedule.

Students typically struggle most with loss models, survival analysis, and premium calculations—topics that require both strong calculus skills and conceptual understanding of insurance principles. Many also find the transition from pure probability (Exam P) to applied insurance mathematics challenging. Working with a tutor can help you break down these complex topics, practice problem-solving techniques, and build confidence in areas where you feel weakest.

Practice tests are critical—they help you understand the exam format, identify time management issues, and reveal knowledge gaps before test day. The Society of Actuaries releases past exams, and working through these under timed conditions is one of the most effective ways to prepare. A tutor can review your practice test results with you, explain why you missed questions, and help you develop strategies for tackling similar problems faster.

Varsity Tutors connects you with expert tutors who specialize in actuarial exams and can provide personalized 1-on-1 instruction tailored to your learning pace and weak areas. Whether you need help understanding loss models, mastering premium calculation methods, or developing test-taking strategies, a tutor can work with you on your schedule. Many students find that focused, one-on-one guidance significantly accelerates their understanding of difficult concepts and boosts exam confidence.

Your first session is typically an assessment and planning meeting where your tutor will evaluate your current knowledge, discuss your study goals, and identify your strongest and weakest areas. You'll work together to create a customized study plan that covers all STAM topics systematically and allocates extra time to challenging material. This foundation ensures that every subsequent session builds on your progress and keeps you on track toward exam day.

Score improvement depends on your starting point, study consistency, and how actively you engage with your tutor's guidance. Students who work regularly with a tutor and complete practice problems between sessions typically see meaningful gains in understanding and confidence. Rather than focusing on a specific score jump, the goal is to systematically master each topic, develop strong problem-solving skills, and be fully prepared for exam day.

Expert tutors who work with Varsity Tutors for actuarial exam preparation typically hold actuarial credentials (ASA, FSA, or similar), have passed STAM themselves, and have experience teaching the material to other candidates. They understand both the technical content and the test-taking strategies that lead to success. When you connect with a tutor, you'll be matched with someone whose expertise aligns with your needs and learning style.