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Education is the most powerful weapon you can use to change the world, said Nelson Mandela.

I believe that curiosity and education are key to individual growth and personal freedom in all aspects of life; that teachers can have a lasting impact on students and that each generation can build upon the knowledge and experience of the preceding one so that individuals can help society evolve into a more just and equitable place.

I believe that the individual is the foundation of society and that personal growth and betterment is natural to each individual whether it be economic, intellectual, or spiritual. Learning is unique to each person and each person, who has the interest, will benefit from the best possible learning situation that can be provided and consequently contribute to the whole of society. No one method applies to all.

It is my goal to focus on the individual, adapt my methods to their needs, and inspire them to succeed.

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Hal’s Qualifications

Education & Certification

Undergraduate Degree: Frostburg State University - Bachelor of Science, Accounting and Business Management

Graduate Degree: Frostburg State University - Master of Science, Management Science


Nature; spiritual, mental & physical health

Tutoring Subjects


AP Microeconomics

Basic Computer Literacy





CLEP Financial Accounting

CLEP Principles of Management

Creative Writing



High School Accounting

High School Business

High School Economics

Microsoft Office

Professional Certifications

Series 24

Series 26

Series 3

Series 6

Series 63

Series 65

Series 66

Series 7

Series 7 - General Securities Representative Exam (Stockbroker)

Series 99


Technology and Computer Science

Test Prep

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