Lincoln High School – Personal Finance & Investment Optional: Pcc Dual Credit (BA 218)

Mar 2026 · 2nd Semester

Note: Juniors and seniors have the option to take this class for 4 college credits from Portland Community College. (Sophomores may also be accepted into the dual credit program, after an interview and assessment by the instructor.) Personal Finance is a course that will provide you with working knowledge of the following: Planning Process: to be able to use quantitative tools for measuring financial well-being, understand the importance of time value of money, calculate the impact of taxes on financial decisions Managing Your Money: to understand the different strategies associated with controlling your financial plan through cash management, credit management, and management of major purchases Protecting Yourself with Insurance: to understand risk management and the utilization of financial planning process, of insurance products to control your future financial health Managing Your Investment: to understand the importance of investment goals and tools (stocks, bonds, mutual funds and real estate), be able to calculate tax impacts, and understand the concept of risk versus return, diversification, asset allocation and market efficiency Retirement and Estate Planning: to understand the importance of establishing a sound, simple retirement plan at the earliest stages of your financial life cycle utilizing tax, insurance and investment planning.