Niwot High School – Personal Financial Literacy

Apr 2026 · 2nd Semester

Personal Financial Literacy focuses on four critical areas: (1) designing and analyzing financial plans for short and long-term goals; (2) analyzing spending, saving, and investment options; (3) analyzing the components of credit and debt; and (4) identifying, developing, and evaluating risk-management strategies. The course emphasizes the analytical and evaluation skills to become "fiscally fit." These concepts and associated skills are aligned with the Colorado Academic Standards for Social Studies, incorporating 21st century skills and postsecondary and workforce readiness competencies.