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Probability and Statistical Reasoning>Identifying Misuses of Statistics and Logical Fallacies in Conclusions(TEKS.AQR.9-12.4.J) Practice Test

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Q1

A San Antonio teacher plans to buy a $1,200 laptop on a credit card and pay $100 per month until it's paid off. Card M: 18.99% APR, $25 minimum payment. Card N: 22.99% APR, $25 minimum payment, and a one‑time 5% cash back on this purchase (no annual fee).

A friend says, "People who use cards with cash back get out of debt faster, so the rewards cause faster repayment." What is the best critique?

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