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¹ Lee, J.Y. (2013). “Private tutoring and its impact on students' academic achievement, formal schooling, and educational inequality in Korea.” Unpublished doctoral thesis. Columbia University.
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into a savings account which compounds interest every month, what is the expression for the amount of money in your account after 
years if you earn a nominal interest rate of 
compounded monthly?
to grow into 
when the 
is deposited into a savings account that gains 
annual compound interest?