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¹ Lee, J.Y. (2013). “Private tutoring and its impact on students' academic achievement, formal schooling, and educational inequality in Korea.” Unpublished doctoral thesis. Columbia University.
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in a bank account at a 
annual simple interest rate. How much interest will have accumulated after two years?
painters can paint 
houses in 
day, how many painters would it take to paint 
houses in 
day?