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  1. Algebra Ii
  2. Recognizing Percent Growth and Decay

Algebra 2 • Construct & Compare Functions

Recognizing Percent Growth and Decay

Learn to identify, model, and compare exponential functions that describe quantities increasing or decreasing by a fixed percentage over time.

Section 1

Historical Context & Motivation

Long before algebra students graphed exponential curves, merchants, bankers, and natural philosophers observed a fundamental pattern: quantities that change by a fixed proportion at each step behave very differently from those that change by a fixed amount. A population of rabbits that doubles every season grows far faster than one that adds a fixed number of offspring each year. A loan accumulating interest "on the interest" spirals in ways that simple addition cannot capture. Understanding this distinction — between additive (linear) change and multiplicative (exponential) change — is one of the most powerful ideas in all of mathematics.

~2000 BCE
Babylonian clay tablets record compound interest calculations, tracking how debts grow when interest is charged on previously accumulated interest — one of the earliest implicit uses of exponential growth.
1614 CE
John Napier publishes Mirifici Logarithmorum Canonis Descriptio, introducing logarithms as a computational tool. By creating the inverse of exponentiation, Napier gave mathematicians a way to "undo" exponential growth and solve for unknown time periods or rates.
1683 CE
Jacob Bernoulli investigates continuous compounding and discovers that the limit of (1 + 1/n)n as n → ∞ converges to a constant — later named e ≈ 2.71828 — establishing the natural base of exponential functions.
1798 CE
Thomas Malthus publishes An Essay on the Principle of Population, arguing that populations grow exponentially while food supply grows linearly, bringing percent growth into social science and policy debates.
Present Day
Exponential models underpin fields from epidemiology (virus spread) and pharmacology (drug half-lives) to finance (compound interest, depreciation) and computer science (Moore's Law). Recognizing whether a scenario involves percent growth or decay is a foundational algebraic skill.

The central question this lesson addresses is deceptively simple: given a function, a table, an equation, or a real-world scenario, how do you recognize whether the quantity is growing or decaying by a fixed percentage? Answering that question lets you choose the right model, make accurate predictions, and compare different exponential processes on equal footing.

Section 2

Core Principles & Definitions

Before we can recognize percent growth and decay, we need precise definitions of the building blocks. Every exponential function expressing percent change shares a common anatomy, and learning to read that anatomy is the key to classification.

1

Exponential Growth

A quantity exhibits exponential growth when it increases by a fixed percentage during each equal time interval. The growth factor b is greater than 1, meaning the output is multiplied by more than 1 each step.
2

Exponential Decay

A quantity exhibits exponential decay when it decreases by a fixed percentage during each equal time interval. The decay factor b is between 0 and 1 (exclusive), so the output shrinks with each step.
3

Growth/Decay Rate (r)

The rate is the percent change per period, expressed as a decimal. For growth, b = 1 + r. For decay, b = 1 − r. A 7% growth rate means r = 0.07 and b = 1.07.
4

Initial Value (a)

The initial value a is the quantity at time t = 0. It is the y-intercept of the exponential function and sets the scale for all future outputs. It must be positive for the standard model to apply.
✦ Key Takeaway
Think of the growth factor b as a "multiplier dial." If you set the dial above 1, the quantity swells over time — like inflating a balloon a little more with each breath. If you set it below 1, the quantity shrinks — like a puddle evaporating, losing the same fraction of its water every hour. The crucial insight is that the percentage stays constant, but the amount of change varies because it is always a fraction of the current value, not a fixed number.
Section 3

Visual Explanation

The graph below is the visual centerpiece of this lesson. It shows two exponential functions on the same coordinate plane: one representing 8% growth (green curve) and one representing 8% decay (red curve). Both start at the same initial value of 100. Notice how the growth curve accelerates upward while the decay curve flattens toward zero — yet neither ever reaches infinity or zero in finite time. The dashed blue line shows a linear function growing at 8 units per period for comparison.

Time (periods)Value03691215182124270100200300400Growth: y = 100(1.08)ˣDecay: y = 100(0.92)ˣLinear: y = 100 + 8x≈ 800≈ 10.7

Several observations emerge from this graph. First, the growth curve bends upward with increasing steepness — it is concave up. The decay curve also bends upward (concave up), but it is falling toward the horizontal axis as an asymptote — it approaches zero but never reaches it. Second, the linear function grows steadily, adding 8 units per period, and it actually starts out ahead of the growth curve for the first few periods. But eventually the exponential overtakes it, because each 8% step is applied to an ever-larger base. This is the hallmark of multiplicative versus additive change.

Section 4

Mathematical Framework

Every percent-growth or percent-decay scenario can be captured by a single general form. Mastering this equation and its parts lets you move fluently between word problems, tables, graphs, and algebraic expressions.

General Exponential Model
y = a · bᵗ
a = initial value (y-intercept), b = growth/decay factor, t = time (number of periods)

The factor b encodes the percent change. When a quantity changes by r percent per period (expressed as a decimal), the relationship between b and r takes one of two forms depending on whether the quantity is increasing or decreasing.

Percent Growth (r > 0)
b = 1 + r → y = a(1 + r)ᵗ
If r = 0.05 (a 5% increase), then b = 1.05. Since b > 1, the function rises.
Percent Decay (r > 0)
b = 1 − r → y = a(1 − r)ᵗ
If r = 0.05 (a 5% decrease), then b = 0.95. Since 0 < b < 1, the function falls.

Notice that in both cases the rate r is a positive number. The direction of change — growth or decay — is determined entirely by whether you add or subtract r from 1. This is a common source of confusion: a "12% decay rate" means r = 0.12 and b = 0.88, not b = −0.12.

Extracting the Rate from the Factor
r = |b − 1|
If b = 1.15, then r = 0.15 (15% growth). If b = 0.72, then r = 0.28 (28% decay).

This extraction formula is especially useful when you are handed an equation like y = 500(0.83)ᵗ and asked to interpret it. The factor 0.83 is less than 1, so this is decay. The rate is |0.83 − 1| = 0.17, meaning the quantity decreases by 17% per period.

✦ Key Takeaway
The single number b tells you everything: if b > 1 it is growth, if 0 < b < 1 it is decay, and the distance from 1 gives you the percent rate. Learning to read b at a glance is like learning to read a thermometer — the scale is the same every time, and the number tells the whole story.
Section 5

Detailed Breakdown & Classification

In practice, you will encounter percent-change scenarios in many disguises: word problems, data tables, equations, and graphs. The diagram below provides a decision flowchart for classifying any exponential function you meet.

Given y = a · bᵗIs a > 0?(initial value)NoNon-standard modelYesValue of b?(growth/decay factor)b > 1GROWTHr = b − 10<b<1DECAYr = 1 − bb = 1Constant (r = 0)y = a (no change)b ≤ 0 → not a standard exponential

Let's also organize the key signatures of growth versus decay in a reference table. When you see a new function or dataset, quickly checking these features will tell you which type you are dealing with.

FeaturePercent GrowthPercent Decay
Factor bb > 10 < b < 1
Rate formular = b − 1r = 1 − b
Graph shapeRising, concave upFalling, concave up
Table patternSuccessive ratios > 1Successive ratios < 1
End behavior (t → ∞)y → ∞y → 0⁺ (horizontal asymptote)
Real-world examplesCompound interest, population growth, inflationRadioactive decay, depreciation, cooling
The Growth Factor Spectrum
Rapid Decay
b=1
Rapid Growth
b = 1
b → 0 (rapid decay)b → ∞ (rapid growth)
Section 6

Worked Example

A new car is purchased for $28,000. Its value depreciates by 14% each year. Write an exponential model for the car's value, determine whether it represents growth or decay, state the rate, and find the car's value after 6 years.

Car Depreciation

Step 1 — Identify the Initial Value

The car is purchased for $28,000, so the initial value is a = 28,000. This is the value at time t = 0 (the moment of purchase).

Step 2 — Determine the Rate and Factor

The car depreciates (loses value), so this is a decay problem. The rate of depreciation is 14%, which means r = 0.14. The decay factor is:
b = 1 − r = 1 − 0.14 = 0.86 Since 0 < 0.86 < 1, this confirms we have exponential decay.

Step 3 — Write the Exponential Model

Substituting into y = a · bᵗ:
V(t) = 28000 × (0.86)ᵗ Here V(t) represents the car's value in dollars after t years.

Step 4 — Calculate the Value After 6 Years

Substitute t = 6: V(6) = 28000 × (0.86)⁶. First, compute (0.86)⁶. We can build this up:
0.86² = 0.7396 → 0.86³ ≈ 0.6361 → 0.86⁶ = (0.86³)² ≈ 0.6361² ≈ 0.4046 Now multiply: V(6) = 28000 × 0.4046 ≈ $11,329

Step 5 — Interpret the Result

After 6 years, the car is worth approximately $11,329 — it has lost about $16,671, or roughly 60% of its original value. Each year the car loses 14% of its current value (not 14% of the original price), which is why the dollar amount lost decreases each year even though the percentage remains constant. In year 1 the car loses 28,000 × 0.14 = $3,920, but by year 6 it loses only about 13,174 × 0.14 ≈ $1,844.
Section 7

Strengths, Limitations & Comparisons

The exponential model y = a · bᵗ is elegant and widely applicable, but it has important boundaries. Comparing it with the linear model highlights both its power and its limitations.

CriterionLinear Model (y = mx + c)Exponential Model (y = a·bᵗ)
Type of changeConstant amount per periodConstant percentage per period
Graph shapeStraight lineCurve (concave up)
Table testConstant first differencesConstant ratios of successive terms
Long-term behaviorGrows/shrinks without bound at a steady paceGrowth accelerates; decay approaches zero asymptotically
Realistic forShort-term, controlled processesPopulations, finance, radioactive decay — but may need logistic cap for growth
Key parameterSlope mBase b (growth/decay factor)

A critical limitation of the exponential growth model is that it assumes unlimited resources. Real populations, for instance, eventually encounter carrying-capacity limits and transition to logistic growth. Similarly, exponential decay models a quantity that approaches zero but mathematically never reaches it, which is physically accurate for processes like radioactive half-life but less so for, say, the number of cookies on a plate.

✦ Key Takeaway
The fastest way to distinguish a linear scenario from an exponential one is to check the table test: compute the differences between consecutive outputs for linear, or the ratios of consecutive outputs for exponential. If the differences are constant, the relationship is linear. If the ratios are constant, it is exponential. A real-world scenario that says "increases by 50 per year" is linear; one that says "increases by 5% per year" is exponential.
Section 8

Connection to Advanced Theory

The percent-change model y = a(1 ± r)ᵗ is actually a special case of the broader continuous exponential model that uses Euler's number e ≈ 2.71828 as the base. In more advanced courses (Precalculus and Calculus), you will see that any exponential function can be rewritten in terms of e:

Continuous Form
y = a · eᵏᵗ
Where k = ln(b). If k > 0 → growth. If k < 0 → decay.

The connection is straightforward: since b = ek, we can always convert between the two forms. The continuous model is preferred in calculus because its derivative is proportional to itself — the rate of change at any instant is proportional to the current value, which is the mathematical definition of exponential behavior.

FeatureDiscrete: y = a·bᵗContinuous: y = a·eᵏᵗ
When to usePercent change per fixed periodContinuous compounding or calculus
Growth indicatorb > 1k > 0
Decay indicator0 < b < 1k < 0
Conversionb = eᵏk = ln(b)
Half-life / doubling timet = ln(2) / |ln(b)|t = ln(2) / |k|

Another important extension is the logistic model, y = L / (1 + Ce−kt), which starts out looking exponential but levels off at a carrying capacity L. If you continue in mathematical biology or economics, you will see this model emerge naturally when resources are limited. For now, recognizing that the simple percent-change model is the first building block toward these richer models provides valuable perspective.

Section 9

Practice Problems

PROBLEM 1 — CONCEPTUAL
A function is defined as f(t) = 250(0.88)t. Without performing any calculations, determine whether this function represents exponential growth or exponential decay, and explain how you know.
PROBLEM 2 — BASIC IDENTIFICATION
A town had a population of 12,400 in 2020 and grows by 3.2% per year. Write an exponential model for the population P(t) where t is the number of years after 2020. State the growth factor.
PROBLEM 3 — INTERMEDIATE
The following table shows the value of an investment over time. Determine whether the data is best modeled by a linear or exponential function. If exponential, state whether it represents growth or decay and find the rate.

Year: 0, 1, 2, 3, 4
Value ($): 5,000 | 5,300 | 5,618 | 5,955 | 6,312
PROBLEM 4 — APPLIED / MULTI-STEP
A pharmaceutical drug has a half-life of 4 hours in the bloodstream. A patient takes a 400 mg dose. (a) Find the hourly decay rate. (b) Write the exponential model. (c) How much of the drug remains after 10 hours?
PROBLEM 5 — CRITICAL THINKING / SYNTHESIS
Two savings accounts are opened on the same day. Account A starts with $10,000 and grows at 5% per year. Account B starts with $8,000 and grows at 8% per year. Which account will be worth more after 15 years? After how many full years does Account B first surpass Account A? Explain why the account with the lower initial value eventually wins.
Lesson Summary

Putting It All Together

Recognizing percent growth and decay begins with understanding that any function of the form y = a · bᵗ describes a quantity changing by a constant percentage over equal time intervals. The growth/decay factor b is the single most important number to examine: if b > 1, the function models exponential growth at a rate of r = b − 1; if 0 < b < 1, it models exponential decay at a rate of r = 1 − b. The initial value a sets the starting point, and the exponent t counts the number of periods elapsed.

To classify a scenario, look for the constant-ratio signature in tables (divide each output by the previous one) or the characteristic concave-up curve on graphs. In word problems, phrases like "increases by ___%" or "loses ___% of its value" signal exponential behavior, as opposed to linear phrases like "increases by ___ units." These percent-change models connect forward to continuous exponential functions using base e and to logistic models that incorporate carrying capacities — but the algebraic foundation you have built here, centered on reading and interpreting the factor b, remains the essential skill at every level.

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