NMLS Flashcards: Differentiate Discrimination Types

Study Differentiate Discrimination Types in NMLS with focused flashcards that help you recognize the idea, recall the key rule, and apply it in practice-style prompts.

QUESTION

Which discrimination type is more directly linked to a policy that is not necessary to achieve a goal?

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ANSWER

Disparate impact. Policies lacking business necessity may violate if alternatives with less adverse effects exist.

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What this deck covers

This deck focuses on Differentiate Discrimination Types, giving you a quick way to review the definitions, rules, and examples that matter most for NMLS.

How to use these flashcards

Work through these flashcards in short sessions. Try to answer each prompt before flipping the card, then revisit any cards you miss until the explanation feels automatic.

Practice questions

1 of 50Practice questions for this set

An MLO tells an Asian applicant that the lender's loan programs are 'probably not a good fit' and suggests they try a different lender, while encouraging similarly qualified white applicants to apply for the same programs. This conduct constitutes:

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