ALGEBRA 1 • CONSTRUCT & COMPARE FUNCTIONS

Recognize Percent Growth or Decay

Learn to spot when quantities increase or decrease by the same percentage every time period.

Historical Context & Motivation

People have been tracking how things grow and shrink for thousands of years. Ancient merchants noticed that their investments grew not by a fixed amount each year, but by a fraction of whatever they already had. A farmer who stored grain might lose a constant percentage to pests each month. This idea — that change happens as a constant percent of the current amount — is one of the most important patterns in mathematics.

Understanding percent growth and decay helped mathematicians, scientists, and bankers solve real problems. From calculating compound interest to predicting how diseases spread, recognizing this pattern gives you a powerful tool for understanding the world.

1494
Compound Interest Documented
Luca Pacioli published the first widely-read explanation of compound interest, showing how money grows by a constant percent each period.
1683
The Number e Discovered
Jacob Bernoulli studied continuous compound interest and stumbled upon the constant e ≈ 2.718, which is central to exponential growth.
1798
Malthus on Population Growth
Thomas Malthus argued that populations grow by a constant percentage each generation, leading to exponential increase over time.
1949
Radioactive Decay Models
Willard Libby developed carbon-14 dating, using constant percent decay to determine the age of ancient artifacts.

The central question this lesson addresses is: How do you recognize when a quantity is growing or decaying by a constant percent rate, and how does that differ from growing or shrinking by a fixed amount?

Core Principles & Definitions

Before diving into examples, let's nail down the key ideas. When we say a quantity changes by a constant percent rate per unit interval, we mean that in every equal time period, the quantity is multiplied by the same factor. This is different from adding or subtracting the same number each time.

1

Percent Growth

A quantity increases by a fixed percentage each time period. Each new value is the previous value multiplied by a factor greater than 1. Example: a bank account earning 5% interest per year.
2

Percent Decay

A quantity decreases by a fixed percentage each time period. Each new value is the previous value multiplied by a factor between 0 and 1. Example: a car losing 15% of its value each year.
3

Growth Factor (b)

The growth factor is the number you multiply by each period. For growth: b = 1 + r. For decay: b = 1 − r. Here r is the rate written as a decimal.
4

Linear vs. Exponential

A linear function adds the same amount each period. An exponential function multiplies by the same factor each period. Constant percent change is always exponential.
KEY TAKEAWAY
Think of it like a snowball rolling downhill. A linear increase is like someone stacking the same number of snowflakes on top each second. Percent growth is like the snowball picking up more snow in proportion to how big it already is — the bigger it gets, the faster it grows. That's why percent change creates a curve, not a straight line.

Visual Explanation — Linear vs. Exponential

The best way to see the difference between constant-amount change and constant-percent change is to graph them side by side. The diagram below shows two quantities that both start at 100. The blue line grows by a constant amount of 20 each period (linear). The emerald curve grows by a constant 20% each period (exponential). Notice how the curve starts slowly, then accelerates past the straight line.

Both quantities start at 100. The blue line adds 20 each period (linear). The green curve multiplies by 1.20 each period (20% exponential growth). Over time, the exponential curve pulls ahead.

Notice that in the first couple of time periods the two lines are very close together. The exponential curve doesn't look dramatically different at first. But as time goes on, the gap widens because each period's increase is larger than the last. That's the signature of constant percent growth: the actual amount of change keeps getting bigger, even though the rate stays the same.

Mathematical Framework

Now let's put the math behind the pattern. Every situation involving constant percent change per unit interval can be modeled with an exponential function. Here is the general form.

EXPONENTIAL MODEL
y = a × bᵗ
a = initial amount (the value when t = 0), b = growth factor (the multiplier each period), t = number of time periods.

The key is figuring out b from the percent rate. If a quantity grows by r percent per period, convert r to a decimal by dividing by 100, then add 1. If it decays, subtract the decimal from 1.

GROWTH FACTOR — GROWTH
b = 1 + r
When a quantity increases by r (as a decimal) each period. Example: 8% growth → b = 1 + 0.08 = 1.08
GROWTH FACTOR — DECAY
b = 1 − r
When a quantity decreases by r (as a decimal) each period. Example: 12% decay → b = 1 − 0.12 = 0.88
💡 How to Tell Growth from Decay
Look at the growth factor b. If b > 1, the function models growth. If 0 < b < 1, it models decay. A growth factor of exactly 1 means no change at all.

How to Recognize Percent Change in Tables & Scenarios

You won't always be handed a formula. Often you'll see a table of values, a word problem, or a graph and need to figure out whether the pattern is constant percent change. Here's the trick: instead of looking at the differences between consecutive values (which tells you about linear change), look at the ratios. If each value divided by the previous value gives the same number, you have constant percent change.

The differences change each year, but the ratio is always 1.20 — a constant 20% increase.
YearValueDifference (Value − Previous)Ratio (Value ÷ Previous)
0200
1240401.20
2288481.20
3345.657.61.20
4414.7269.121.20
When analyzing data, compute both differences and ratios. If the differences are constant, the pattern is linear. If the ratios are constant, the pattern is exponential (constant percent change).

You can also recognize percent change from word problems. Key phrases include "increases by 5% per year," "loses one-third of its value each decade," or "doubles every 6 hours." Whenever the rate of change is described as a percentage or fraction of the current amount, you're dealing with exponential growth or decay.

Worked Example

Let's walk through a full problem. A town has a population of 8,000 people and is growing at a rate of 6% per year. We want to write the exponential model and find the population after 5 years.

Population Growth at 6% Per Year
1
Step 1 — Identify the initial value (a)The town starts with a population of 8,000 people. So a = 8,000.
a = 8,000
2
Step 2 — Find the growth factor (b)The population grows by 6% per year. Convert 6% to a decimal: 6 ÷ 100 = 0.06. Because this is growth, b = 1 + 0.06 = 1.06. Each year, the population is multiplied by 1.06.
b = 1.06
3
Step 3 — Write the exponential modelUsing y = a × bᵗ, we substitute our values: y = 8,000 × 1.06ᵗ, where t is the number of years.
y = 8,000 × 1.06ᵗ
4
Step 4 — Substitute t = 5To find the population after 5 years, plug in t = 5: y = 8,000 × 1.06⁵. First compute 1.06⁵. You can do this step-by-step: 1.06² = 1.1236, then 1.1236 × 1.06 = 1.191016, then 1.191016 × 1.06 = 1.262477, then 1.262477 × 1.06 ≈ 1.338226. So 1.06⁵ ≈ 1.3382.
1.06⁵ ≈ 1.3382
5
Step 5 — Calculate the final answerMultiply: y = 8,000 × 1.3382 ≈ 10,706 people. After 5 years of 6% annual growth, the town's population increased from 8,000 to approximately 10,706.
y ≈ 10,706 people
🔍 Check Your Intuition
If the town grew by a flat 6% of the original 8,000 each year (that would be 480 people per year, which is linear), after 5 years it would be 8,000 + 5 × 480 = 10,400. The exponential answer (10,706) is higher because each year's growth builds on the previous year's larger population.

Comparing Growth and Decay

Growth and decay are two sides of the same coin. They both involve multiplying by a constant factor. The only difference is whether that factor is greater than 1 or less than 1. The table below summarizes the comparison.

FeaturePercent GrowthPercent Decay
DirectionValues increase over timeValues decrease over time
Growth factor (b)b > 10 < b < 1
Formula for bb = 1 + rb = 1 − r
Graph shapeCurve rises steeply (J-shape)Curve falls and flattens (approaching 0)
Real-world exampleInvestment earning interestCar losing value (depreciation)
Key signal words"grows by," "increases by," "appreciates""decreases by," "loses," "depreciates"
KEY TAKEAWAY
Imagine a smartphone that loses 25% of its value each year. It doesn't lose the same dollar amount each year — it loses 25% of whatever it's currently worth. A $1,000 phone drops to $750 the first year, then to $562.50 (not $500). The dollar amount of the loss shrinks, but the percentage stays the same. That's constant percent decay.

Connection to Advanced Concepts

Recognizing constant percent change is the gateway to more advanced ideas in Algebra 2, Precalculus, and beyond. Here's a preview of how this foundation extends.

What You Learn NowWhere It Leads
y = a × bᵗ with b = 1 + r or b = 1 − rThe natural exponential function y = a × eʳᵗ, used in calculus and science
Recognizing exponential patterns in tablesExponential regression — fitting curves to real data using technology
Growth factor b > 1 or 0 < b < 1Logarithms — the inverse operation that "undoes" exponential functions
Simple percent growth problemsCompound interest with different compounding frequencies; half-life problems in chemistry

The skill you're building right now — spotting whether a situation involves constant percent change — is used every day in finance, biology, environmental science, and medicine. Whenever you hear about "exponential growth" in the news (like the spread of a virus or the growth of social media users), this is the exact concept they're describing.

Practice Problems

PROBLEM 1CONCEPTUAL
A savings account earns $50 in interest the first year. The next year it earns $52.50, and the year after that it earns $55.13. Is this linear or exponential growth? Explain how you can tell.
PROBLEM 2BASIC CALCULATION
A bacterial colony starts with 500 bacteria and grows at 30% per hour. Write the exponential model and find the number of bacteria after 3 hours.
PROBLEM 3INTERMEDIATE
A car is purchased for $24,000 and depreciates at 18% per year. Write an exponential decay model. How much is the car worth after 4 years? After how many full years will the car first be worth less than $10,000?
PROBLEM 4APPLIED
A city had 120,000 residents in 2010. By 2015, it had grown to approximately 153,650. Assuming constant percent growth, estimate the annual growth rate and write the exponential model. Then predict the population in 2025.
PROBLEM 5CRITICAL THINKING
Two investment accounts both start with $5,000. Account A earns a flat $400 per year. Account B earns 7% interest per year. After how many full years will Account B first have more money than Account A? Explain why this crossover happens and what it tells you about the long-term behavior of linear versus exponential models.

Lesson Summary

A quantity exhibits constant percent growth when it is multiplied by a factor b = 1 + r (where b > 1) each time period, and constant percent decay when multiplied by b = 1 − r (where 0 < b < 1). Both situations are modeled by the exponential function y = a × bᵗ. The key to recognizing this pattern is to check whether consecutive values in a table have a constant ratio rather than a constant difference.

In word problems, phrases like "increases by 8% per year" or "loses one-fifth of its value each month" signal constant percent change. Unlike linear functions (which add or subtract the same amount each period), exponential functions produce curves that accelerate upward in growth or flatten toward zero in decay. Mastering this distinction prepares you for compound interest, population modeling, half-life calculations, and many other real-world applications.

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