Practical Applications
## Smart Money Moves
Budgeting is making a plan for your money so you have enough for what you need—and want!
### Steps to Create a Budget
1. List your income (like allowance or gifts)
2. List your expenses (snacks, games, etc.)
3. See if you have money left over or need to adjust your spending
### Why It’s Useful
Learning to budget helps you save for big goals and avoid running out of money.
Examples
- Saving a portion of your allowance each week to buy a new game.
- Comparing prices to get the most for your money when shopping.