"Jovial" is an adjective that means "cheerful and friendly," so we need to pick out an answer choice that means something like "cheerful" or "friendly." While both "excited" and "affable" might look like potentially correct answers, "excited" doesn't mean "cheerful and friendly," so it can't be the correct answer. "Affable," however, means "friendly, good-natured, or easy to talk to." Because "affable" is the answer choice closest in meaning to "jovial," "affable" is the correct answer.

"Amicable” means friendly and good-natured, so "friendly" is the best answer choice. As for the other answer choices, “selfish” means thinking of only oneself instead of others; “selfless” means generous, caring about others more than yourself; “aimless” means without purpose or pointless; and “fortified” means strengthened, reinforced, or protected.

"Conceited" means too obsessed with oneself; being proud, vain, and arrogant. To provide further guidance, an "insomniac" is someone who has difficulty getting to sleep; "autonomous" and "independent" both describe someone or something that is in charge of itself, and the two words are synonyms of one another; "restrained" means held back, tied down.

"Obnoxious" means annoying or irritating, so "annoying" is the correct answer.

"Stealthy" means done in a secretive or sneaky way, so "secretive" is the correct answer. None of the other answer choices are close in meaning to "stealthy": "intelligent" means very smart; "comprehensive" means thorough; "academic" means related to education and school; and "dedicated" means devoted and passionate about someone or something.

"Frugal" means prefering to save rather than to spend money, so "thrifty" is the best match. "Wasteful" has the opposite meaning.

Generally speaking, we use the word "pious" to refer to someone who is religious in a devoted way. In the past, the word used to deal with someone's respect for his or her parents, though this use is much rarer today. Sometimes, "pious" is used to describe someone who is showy with his or her religiousness, though is actually quite nasty and immoral. In this question, however, the only acceptable option is "devout."

Whenever someone is "gullible," he or she will believe just about anything whatsoever. You can easily "use" or exploit a person who is like this. That is, a gullible person can be tricked for you to gain an advantage over him or her (if you wanted to, at least). A more standard synonym for "gullible" is "naive," though this is not an option among those provided.

The word "loquacious" can be used to describe someone who talks a lot. If you pay attention to the words that are not the correct answer, none adequately describes a loquacious person. Both "quiet" and "sullen" refer to someone who experiences a moment of silence and even sadness, and are thus antonyms to "loquacious;" "redundant" refers to something that is repetitive, and "exceptional" to something that is above average. The process of elmination should have helped you to answer this question.

A "sage" is someone with a high level of wisdom or, in its adjectival form, "sage" means learned. Therefore, the best answer choice is "wise," since it is the direct definition of "sage." In terms of the other answer choices, "candid" means honest, "affable" means kindly, "altruistic" means willing to give generously, and someone who is "innocent" is naive in certain aspects of life.