5th Grade Math (Common Core) • Number and Operations in Base Ten

Perform Operations With Decimals

Learn to add, subtract, multiply, and divide decimals using place value and smart strategies.

Friendly shapes with counting blocks and a calculator for elementary math
Inside this lesson 10 sections 5 questions 8 figures

SECTION 1

Where Did Decimals Come From?

Have you ever bought something at a store and seen a price like $2.49? That dot between the 2 and the 49 is called a decimal point. Decimals help us show amounts that are between whole numbers. People didn't always use decimals, though. It took a long time for mathematicians to figure out this handy system!

1400s • Early Fraction Ideas

Mathematicians in the Middle East used fractions with denominators of 10, 100, and 1,000. This was a first step toward our decimal system.

1585 • Simon Stevin's Book

A Dutch mathematician named Simon Stevin wrote a book explaining how to use decimal numbers for everyday math. He showed people that decimals make calculations easier.

1600s • The Decimal Point Appears

Mathematicians started using a dot (the decimal point) to separate whole numbers from parts of numbers. This is the same system we use today!

Today • Decimals Are Everywhere

We use decimals every day — for money, measurements, sports scores, and science. Learning decimal operations is a key math skill.

So how do we actually add, subtract, multiply, and divide these decimal numbers? That's exactly what this lesson is all about. You'll learn strategies based on place value and see how each operation works step by step.

SECTION 2

Core Principles of Decimal Operations

Before we start calculating, let's review some big ideas. These principles are like the rules of the game — once you know them, every decimal problem gets easier.

1

Place Value Matters

Each digit in a decimal has a place value. The first digit after the decimal point is the tenths place. The second digit is the hundredths place. Always line up place values when adding or subtracting.
2

Decimals Are Fractions

The number 0.3 means 3 tenths, or 3/10. The number 0.25 means 25 hundredths, or 25/100. Thinking of decimals as fractions can help you check your work.
3

Zeros Are Helpers

You can add zeros to the end of a decimal without changing its value. For example, 0.5 is the same as 0.50. Adding zeros helps you line up columns neatly.
4

Estimate First

Before you calculate, round the decimals to the nearest whole number and estimate. This helps you check that your final answer makes sense.
5

Use What You Know

Decimal operations follow the same rules as whole number operations. If you can add, subtract, multiply, and divide whole numbers, you can do it with decimals too!
✦

KEY TAKEAWAY

Think of place value like building with LEGO bricks. A flat piece (one) is 10 times bigger than a tiny peg (one tenth), and that peg is 10 times bigger than an even tinier dot (one hundredth). When you add or subtract, you need to match the same-size pieces together. When you multiply, you combine tiny pieces to make even tinier ones!

SECTION 3

Seeing Decimals on a Place Value Chart

A place value chart is one of the best tools for understanding decimals. It shows you exactly what each digit is worth. Let's look at how the number 3.47 fits on a place value chart.

Place Value Chart: The Number 3.47Ones.TenthsHundredths3.473 ones= 34 tenths= 4/10 = 0.47 hundredths= 7/100 = 0.07Adding 3.47 + 1.28 — Line Up the Decimal Points!Line up:3.47+1.284.75Check columns:Hundredths: 7 + 8 = 15Write 5, carry 1Tenths: 4 + 2 + 1 = 7Ones: 3 + 1 = 4
This chart shows how the digits 3, 4, and 7 each sit in a different place. When adding 3.47 + 1.28, we line up the decimal points and add each column from right to left, carrying when needed.

Notice how the decimal points are stacked right on top of each other. This makes sure that ones line up with ones, tenths with tenths, and hundredths with hundredths. This is the most important rule for adding and subtracting decimals!

SECTION 4

How Each Operation Works

Adding Decimals

To add decimals, write the numbers so the decimal points are lined up. Add zeros if you need to make the numbers the same length. Then add just like whole numbers and bring the decimal point straight down.

ADDING DECIMALS

2.6+1.35→2.60+1.35=3.952.6 + 1.35 → 2.60 + 1.35 = 3.95

We added a zero to 2.6 to make it 2.60. This doesn't change the value — it just helps us line up the hundredths column.

💡

Properties of Operations: Addition

The commutative property of addition tells us that the order of addends does not change the sum: 2.60 + 1.35 = 1.35 + 2.60. The associative property tells us we can regroup addends: (1.20 + 0.40) + 0.35 = 1.20 + (0.40 + 0.35). These properties work exactly the same way with decimals as they do with whole numbers!

Subtracting Decimals

Subtracting decimals works the same way. Line up the decimal points, add zeros if needed, subtract from right to left, and regroup (borrow) when needed.

SUBTRACTING DECIMALS

5.00−2.37=2.635.00 − 2.37 = 2.63

We wrote 5 as 5.00 so we could subtract the tenths and hundredths. Remember: addition and subtraction are opposite operations, so 2.63 + 2.37 should give us back 5.00.

Multiplying Decimals

For multiplication, you do NOT need to line up the decimal points. Multiply the numbers as if they were whole numbers. Then count the total number of decimal places in both factors and put the decimal point that many places from the right in your answer.

MULTIPLYING DECIMALS

0.6×0.4→6×4=24→Answer:0.240.6 × 0.4 → 6 × 4 = 24 → Answer: 0.24

0.6 has 1 decimal place. 0.4 has 1 decimal place. Total = 2 decimal places. So we put the decimal point 2 places from the right in 24, giving us 0.24.

💡

Properties of Operations: Multiplication

The multiplication algorithm uses the distributive property behind the scenes. For example, to multiply 1.2 × 3.4, we can think of it as 1.2 × (3 + 0.4) = (1.2 × 3) + (1.2 × 0.4) = 3.6 + 0.48 = 4.08. The distributive property lets us break a harder multiplication into smaller, easier parts. The commutative property also applies: 0.6 × 0.4 = 0.4 × 0.6. These properties hold true for all decimal multiplication.

Dividing Decimals

To divide with decimals, first make the divisor (the number you're dividing by) a whole number. You do this by moving the decimal point to the right. Then move the decimal point in the dividend the same number of places. Now divide like normal!

DIVIDING DECIMALS

4.56÷0.3→45.6÷3=15.24.56 ÷ 0.3 → 45.6 ÷ 3 = 15.2

We moved the decimal point one place to the right in both numbers. 0.3 became 3, and 4.56 became 45.6. Now we divide 45.6 by 3 to get 15.2.

SECTION 5

Strategies and Models for Decimal Operations

There are many strategies you can use to work with decimals. Let's look at some helpful models and thinking tools.

Decimal Models: Hundredths Grids0.35 (35 hundredths)0.48 (48 hundredths)0.35 + 0.48 = ?Count all shaded squares: 35 + 48 = 83 hundredths = 0.83Answer: 0.83Three Useful Strategies1. Grid ModelsShade squares to seethe decimal amounts2. Number LinesJump along a lineby tenths and hundredths3. Place Value ColumnsStack digits and addcolumn by column
Each 10 × 10 grid represents one whole (1.00). Each small square is one hundredth (0.01). Shading 35 squares shows 0.35, and shading 48 squares shows 0.48. Together, 35 + 48 = 83 squares, or 0.83.

The hundredths grid model is great because you can actually see and count the parts. For multiplication, you can shade a rectangle inside the grid — the overlapping area shows the product. For example, to show 0.3 × 0.4, shade 3 columns and 4 rows. The overlap covers 12 small squares, so 0.3 × 0.4 = 0.12. This grid model is a visual way to see the distributive property at work: each row distributes across each column.

💡

Helpful Tip

When multiplying two decimals less than 1, the answer is always smaller than both numbers. For example, 0.5 × 0.5 = 0.25, which is less than 0.5. This might surprise you at first!

SECTION 6

Worked Example: A Trip to the Store

Let's solve a real-world problem step by step. Maya buys a notebook for $3.75 and a pack of colored pencils for $4.58. She pays with a $10 bill. How much change does she get back?

Finding Maya's Change

  1. 1

    Step 1 — Estimate First

    Round $3.75 to about $4 and $4.58 to about $5. So the total is about $4 + $5 = $9. Her change should be about $1. This estimate will help us check our answer later.
  2. 2

    Step 2 — Add the Two Prices

    Line up the decimal points and add: 3.75 + 4.58 ------ Hundredths: 5 + 8 = 13. Write 3, carry 1. Tenths: 7 + 5 + 1 = 13. Write 3, carry 1. Ones: 3 + 4 + 1 = 8.
    Total cost = $8.33
  3. 3

    Step 3 — Subtract from $10.00

    Now subtract $8.33 from $10.00: 10.00 − 8.33 ------- Hundredths: 0 − 3? We need to regroup. Borrow from tenths. After regrouping: 10 − 3 = 7 hundredths. Tenths: 9 − 3 = 6 tenths (we borrowed 1). Ones: 9 − 8 = 1 one (we borrowed 1).
    Change = $1.67
  4. 4

    Step 4 — Check with Our Estimate

    Our estimate was about $1. Our answer of $1.67 is close to $1, so it makes sense! We can also check by adding: $8.33 + $1.67 = $10.00. ✓
    Maya gets $1.67 in change

SECTION 7

Comparing Strategies: Which One Should I Use?

You've learned about different strategies for decimal operations. Let's compare them so you know when each one works best.

StrategyBest ForWatch Out For
Hundredths GridSeeing what decimals look like; adding and multiplying small decimalsOnly works well for numbers up to 1.00; gets tricky with bigger numbers
Number LineAdding and subtracting by jumping in steps of tenths and hundredthsHard to use for multiplication and division
Place Value ColumnsAll four operations; works with any size numberYou must line up decimals carefully for + and −; count decimal places for ×
Properties of OperationsRearranging or breaking apart problems to make them easier; works for all operationsRequires understanding which property applies and how to decompose numbers correctly
Estimating FirstChecking if your answer is reasonableIt gives an approximate answer, not the exact one

Comparing strategies for decimal operations

✦

KEY TAKEAWAY

Choosing a strategy is like choosing a tool from a toolbox. A hammer is great for nails, but you need a screwdriver for screws. The hundredths grid helps you see decimals, the number line helps you count with decimals, place value columns help you calculate with any decimal, and the properties of operations help you rearrange and simplify problems. Smart mathematicians know which tool to grab!

SECTION 8

From Hundredths to Thousandths and Beyond

Right now, you are working with decimals to the hundredths place (two digits after the decimal point). In later grades, you'll work with thousandths, ten-thousandths, and even longer decimals. The good news? The same strategies work!

What You Know NowWhat You'll Learn Next
Add and subtract decimals to hundredthsAdd and subtract decimals to thousandths and beyond
Multiply decimals using place value countingMultiply multi-digit decimals and use long multiplication
Divide with simple decimal divisorsLong division with decimals and repeating decimals
Use grids and number lines as modelsUse algebra and equations with decimal values

How decimal skills grow over time

Everything you learn in this lesson builds a strong foundation. When you master adding, subtracting, multiplying, and dividing decimals to hundredths, you're ready for more advanced math in middle school. Keep practicing and trust the process!

SECTION 9

Practice Problems

Now it's your turn! Try these five problems. They start easy and get harder. Show your work and remember to use the strategies you've learned.

Question 1: CONCEPTUAL

When you add 0.4 + 0.35, do you need to line up the decimal points? Why or why not?
Show answer
Yes, you must line up the decimal points! This makes sure you are adding tenths with tenths and hundredths with hundredths. Write 0.4 as 0.40 so both numbers have two decimal places. Then add: 0.40 + 0.35 = 0.75. If you didn't line up the decimal points, you might accidentally add 4 + 35 and get a wrong answer.

Question 2: BASIC CALCULATION

Solve: 6.82 − 3.47
Show answer
Line up the decimal points and subtract column by column. Hundredths: 2 − 7 needs regrouping. Borrow from the tenths: 12 − 7 = 5 hundredths. Tenths: 7 − 4 = 3 tenths (the 8 became 7 after borrowing). Ones: 6 − 3 = 3 ones. The answer is 3.35. You can check by adding: 3.35 + 3.47 = 6.82. ✓

Question 3: INTERMEDIATE

Solve: 2.5 × 0.3. Show how you count the decimal places.
Show answer
First, multiply as if these were whole numbers: 25 × 3 = 75. Now count decimal places: 2.5 has 1 decimal place and 0.3 has 1 decimal place, so the total is 2 decimal places. Place the decimal point 2 places from the right in 75, giving us 0.75. You can also use the distributive property to check: 2.5 × 0.3 = (2 + 0.5) × 0.3 = (2 × 0.3) + (0.5 × 0.3) = 0.6 + 0.15 = 0.75. ✓ Since 0.75 is less than 1, our answer makes sense!

Question 4: APPLIED

Carlos ran 1.75 miles on Monday and 2.08 miles on Tuesday. His goal for the week is 5 miles. How many more miles does he need to run to reach his goal?
Show answer
First, add the miles Carlos already ran: 1.75 + 2.08. Line up the decimal points. Hundredths: 5 + 8 = 13, write 3 carry 1. Tenths: 7 + 0 + 1 = 8. Ones: 1 + 2 = 3. So Carlos ran 3.83 miles. Now subtract from his goal: 5.00 − 3.83. Hundredths: 0 − 3 needs regrouping, 10 − 3 = 7. Tenths: 9 − 8 = 1 (after borrowing). Ones: 4 − 3 = 1. Carlos needs 1.17 more miles to reach his goal.

Question 5: CRITICAL THINKING

Jenna says that 0.5 × 0.5 = 2.5 because 5 × 5 = 25 and she put a decimal point in front. What mistake did Jenna make? What is the correct answer? Explain using what you know about place value.
Show answer
Jenna forgot to count the total decimal places correctly. She only put 1 decimal place, but she needed 2. Here's why: 0.5 has 1 decimal place, and the other 0.5 also has 1 decimal place. The total is 1 + 1 = 2 decimal places. So we take 25 and move the decimal 2 places from the right: 0.25, not 2.5. We can also use the distributive property to check: 0.5 × 0.5 = 0.5 × (0.4 + 0.1) = (0.5 × 0.4) + (0.5 × 0.1) = 0.20 + 0.05 = 0.25. ✓ Jenna's answer of 2.5 doesn't make sense because when you multiply two numbers that are both less than 1, the answer must be less than either number.

SUMMARY

Lesson Summary

Summary

In this lesson, you learned how to add, subtract, multiply, and divide decimals to the hundredths place. For addition and subtraction, the most important rule is to line up the decimal points so that ones match with ones, tenths with tenths, and hundredths with hundredths. You can add trailing zeros to make the numbers the same length without changing their value.

For multiplication, you multiply as if the numbers were whole numbers and then count the total decimal places to place the decimal point in the product. For division, you move the decimal point to make the divisor a whole number. Throughout all four operations, the properties of operations — the commutative, associative, and distributive properties — apply to decimals just as they do to whole numbers. You also explored helpful models like hundredths grids, number lines, and place value columns. Always estimate first and check that your answer makes sense!

Varsity Tutors • 5th Grade Math • Perform Operations With Decimals